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Niva Bupa Health Insurance
Niva Bupa Health Insurance, earlier called Max Bupa Health Insurance, started in 2008. It is a partnership between Bupa Group and Fettle Tone LLP. Niva Bupa aims to make health insurance a tool for freedom, not a restriction.
The company offers affordable health plans for individuals, families, and senior citizens, starting at just Rs. 20 per day. With a network of over 10,000+ hospitals, customers can get cashless treatment in under 30 minutes. Niva Bupa believes in long-term customer relationships, not just yearly policy renewals.
Key Highlights of Niva Bupa Health Insurance
| Categories | Features |
|---|---|
| Founded In | 2008 |
| Claim Settlement Ratio | 88.57% |
| Cashless Hospitals | 10,000+ |
| Premium Starting at | Rs. 393/month |
| Sum Insured | Up to Rs. 3 Cr |
| Pre-Existing Coverage | Covered after 2 years |
Niva Bupa Health Insurance Plans

Key Features of Niva Bupa Health Insurance
Here are some important benefits of Niva Bupa Health Insurance:24/7 Relationship Manager You can call for help with your health insurance anytime, day or night. Even if you have a problem at midnight, the relationship manager will assist you.Maternity Benefits Covers costs for delivery, labor, and pregnancy. Niva Bupa is the only company in India that provides maternity coverage with just a 9-month waiting period.Fast Claim Settlement If you need to make a health insurance claim, Niva Bupa processes it in less than 30 minutes, so you get help quickly.Cashless Treatment at 10,000+ Hospitals Niva Bupa has a network of 10,000+ hospitals where you can get cashless treatment without paying upfront.Annual Health Check-ups Every year, you get a free health check-up to help you stay healthy and detect any health issues early.
Why Should You Buy Niva Bupa Health Insurance?
Here are some reasons why Niva Bupa Health Insurance is a good choice:No Room Rent Limit You can choose any hospital room for your treatment, except for a suite. There is no fixed limit on how much you can spend on room rent.Tax Savings The amount you pay for Niva Bupa Health Insurance is eligible for tax benefits under Section 80D of the Income Tax Act, helping you save money.Helpful Benefits Niva Bupa provides many useful features, such as ReAssure+, Booster+, cash-bag benefit, safeguard benefit, premium waiver benefit, and more to give you extra coverage and protection.
Documents Required for Purchasing Your Policy
You need the following documents to purchase your Niva Bupa Health Insurance policy:Proposal Form & OTP VerificationMedical ReportsAddress Proof (Aadhaar Card, Driving Licence, Telephone Bill, Passport, Electricity Bill, or Voter ID).Age Proof (10th or 12th Mark Sheet, Voter ID, Passport, PAN Card, or Driving Licence)Passport-size Photographs
How to Buy Niva Bupa Health Insurance?
You can buy Niva Bupa Health Insurance in two ways: through the official website or by contacting an insurance agent.
Buy Online from the Niva Bupa Website
Follow these simple steps to buy the policy online:Step 1: Visit the Website Open the Niva Bupa Health Insurance website on your browser and go to the health insurance section.Step 2: Fill in Basic Details Enter your name, contact number, and other required details.Step 3: Choose Your Plan Select a health insurance plan and adjust the sum insured or add extra benefits as per your needs.Step 4: Provide KYC Documents Upload your PAN card, Aadhaar card, photo, and other required KYC details.Step 5: Read the Terms & Conditions Carefully read the policy terms and conditions before proceeding.Step 6: Make Payment Select a payment method and complete the purchase. Your policy will be activated after payment.
FAQs
Niva Bupa offers fast claim settlement, cashless treatment in all hospitals, no room rent limit, and many extra benefits like maternity cover and free health check-ups.
Yes, Niva Bupa is a well-known and trusted health insurance company. It has been in the market for many years and provides quick service, reliable policies, and wide hospital coverage.
You can buy Niva Bupa Health Insurance online by visiting the official website, filling in your details, choosing a plan, uploading KYC documents, reading the terms, and making the payment.