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Niva Bupa Health Insurance Plans
Niva Bupa is a well-known health insurance company that provides different health plans to meet the needs of its customers. Here are some of the top health insurance plans in India offered by Niva Bupa:
Health Insurance Plans By Niva Bupa
- 01
Niva Bupa ReAssure 2.0 Plan
Niva Bupa ReAssure 2.0 is a special health plan that gives an unlimited sum insured for life. If you don’t use your sum insured, you can carry it forward 5-10 times. The coverage ranges from Rs. 5 lakh to Rs. 1 crore and comes in Bronze, Gold, Bronze+, Titanium+, and Platinum+ options.
- 02
Niva Bupa Aspire Plan
Niva Bupa Aspire includes benefits like Lock the Clock, Booster+, and M-iracle maternity benefits. It provides coverage from Rs. 3 lakh to Rs. 1 crore and comes in 10 variants, including Gold, Sapphire, Diamond, Platinum, and Titanium, along with a Flexi plan.
- 03
Niva Bupa Health Companion Plan
Niva Bupa Health Companion is a complete health plan for individuals, small families, and joint families. It offers coverage from Rs. 1 lakh to Rs. 1 crore and has four variants, including the Family First variant for joint families.
- 04
Niva Bupa Heartbeat Plan
This plan provides full health coverage for individuals and families, including protection against serious illnesses like mental health conditions and HIV/AIDS. You can choose a coverage amount between Rs. 1 lakh and Rs. 1 crore. The plan has three options – Silver, Gold, and Platinum – and also offers a Family First variant for families.
- 05
Niva Bupa Health Premia Plan
This plan covers medical expenses in India and abroad, ensuring you get the best healthcare without financial worries. You can select a coverage amount from Rs. 1 lakh to Rs. 3 crore. It comes in three versions – Silver, Gold, and Platinum – along with a Family First variant for families.
- 06
Niva Bupa Health Recharge Plan
This is a super top-up plan that adds extra coverage when your basic health policy limit is used up. However, it includes a deductible, meaning you need to pay a certain amount before the policy starts covering expenses. The coverage amount ranges from Rs. 2 lakh to Rs. 95 lakh, with deductible options from Rs. 10,000 to Rs. 50,000.
- 07
Niva Bupa Senior First Plan
Designed for senior citizens (60+ years), this plan helps cover their medical expenses. You can choose a coverage amount between Rs. 5 lakh and Rs. 25 lakh. It comes in two versions – Gold and Platinum.
- 08
Niva Bupa Health Assurance Plan
This plan combines critical illness insurance, personal accident cover, and daily hospital cash benefits. You can choose one, two, or all three options. The coverage amount is:Rs. 1 lakh to Rs. 5 crore for accident careRs. 3 lakh to Rs. 3 crore for critical illnessRs. 1,000 to Rs. 4,000 per day for hospital cash benefitThe plan also includes a Family First option for better coverage for families.
- 09
Niva Bupa GoActive Plan
This is a modern health plan that gives you medical coverage anytime, anywhere. You can choose a coverage amount between Rs. 1 lakh and Rs. 25 lakh.
- 10
Niva Bupa Health Plus Plan
This plan provides complete health coverage for individuals and families. It covers maternity expenses, artificial limbs (prosthetics), and even advanced robotic surgeries.
- 11
Niva Bupa Elixir Plan
This plan covers a wide range of medical expenses and offers extra benefits like a booster benefit to increase your coverage. You can choose between Rs. 5 lakh, Rs. 10 lakh, or Rs. 15 lakh coverage.
- 12
Niva Bupa Everyday Health Plan
This plan covers outpatient (OPD) medical expenses, meaning you don’t need to be hospitalized to use it. It also includes wellness benefits. The plan offers Rs. 5,000 per doctor visit, with a total coverage of up to Rs. 1 lakh per year.
- 13
Niva Bupa Health Pulse Plan
This plan helps individuals and families with special coverage for illnesses like HIV/AIDS and mental health disorders. You can choose a coverage amount between Rs. 3 lakh and Rs. 25 lakh. It comes in two options – Classic and Enhanced.
- 14
Niva Bupa Xpress Health Plan
This plan covers both hospital expenses and outpatient (OPD) expenses. It provides coverage of up to Rs. 50 lakh for hospital stays and Rs. 5,000 per doctor visit, with a total OPD limit of Rs. 1 lakh per year.
- 15
Niva Bupa Empower Health Plan
This plan is made for people with disabilities or those living with HIV/AIDS, ensuring they get proper medical care. It offers coverage of Rs. 4 lakh or Rs. 5 lakh.
- 16
Niva Bupa Health Multiplier Plan
This plan covers hospitalization costs and 37 serious illnesses. It also includes coverage for alternative and modern treatments, organ transplants, ambulance expenses, and online doctor consultations. Special benefits like a multiplier cover and refill benefit increase the coverage when needed.
- 17
Niva Bupa Quick Health Plan
This plan provides coverage for doctor visits (OPD) and personal accident insurance. You get Rs. 5,000 per doctor visit, up to Rs. 1 lakh per year, along with personal accident coverage of up to Rs. 1 crore.
- 18
Niva Bupa Antyodaya Shramik Suraksha Plan
This is a personal accident insurance plan that provides financial help if an accident happens. It offers coverage of up to Rs. 10 crore.
- 19
Niva Bupa SurroGuard Plan
This plan helps cover medical expenses for surrogate mothers in India. It provides a fixed coverage amount of Rs. 5 lakh.
- 20
Niva Bupa Oocyte Guard Plan
This plan pays for the medical costs of oocyte (egg) retrieval anywhere in India. It offers a fixed coverage of Rs. 5 lakh.
FAQs
Coverage amounts can start from Rs. 1 lakh and go up to Rs. 10 crore, depending on the plan you choose.
Yes, many Niva Bupa plans cover serious diseases like cancer, heart problems, and more. Plans like Health Multiplier include coverage for up to 37 critical illnesses.
The Niva Bupa Health Plus Plan is a good choice. It covers maternity expenses, including delivery costs and newborn care.
Yes! You can add extra benefits like personal accident cover, critical illness cover, and more to fit your needs.
You need to wait 2 years before Niva Bupa covers any pre-existing diseases.