Best Health Insurance Plans
Extensive Plan Choices
Round-the-Clock Claim Support
Dedicated Expert Guidance
Key Highlights of Star Health Insurance
| Categories | Features |
|---|---|
| Founded In | 2006 |
| Claim Settlement Ratio | 85.32% |
| Cashless Hospitals | 11,400+ |
| Premium Starting at | ₹451/month |
| Sum Insured | Up to ₹100 Cr |
| Pre-Existing Coverage | Covered after 1 year |
| No. of Plans | 17 |
Star Health Insurance Plans

Features of the Star Health Insurance Policy
Here are the main benefits of Star Health Insurance plans:Telemedicine You can talk to a doctor on a phone call, chat, or video call and get medical advice without visiting a hospital.Cashless Hospitalization Star Health has 11,400+ partner hospitals where you don’t have to pay hospital bills upfront during emergencies.Diagnostic Centers You get access to 1,635 diagnostic centers across India. Lab tests and health checkups can even be done at your home.E-Pharmacy You can order medicines online at a discount and get them delivered to your home or pick them up from nearby stores in 2,780 cities.Wellness Program Join the wellness program to earn points, which you can use when renewing your policy.
Why Buy Star Health Insurance Plans?
Star Health Insurance helps you and your family get the best medical care without worrying about money. Here’s why choosing Star Health Insurance is a good idea:Customized Plans They offer different health insurance plans for women, senior citizens, diabetes patients, heart patients, cancer patients, autistic children, people with special needs, and HIV/AIDS patients.24/7 Customer Support Their support team is always available to help you, day or night.Fast Claim Settlement 90% of cashless claims are settled within 2 hours, making the process quick and easy.Cashless Treatment Anywhere You can get cashless treatment at any hospital of your choice with their ‘Cashless Everywhere’ facility.Available for NRIs Non-Resident Indians (NRIs) can also buy Star Health Insurance if they visit India often or plan to move back.Tax Benefits You can save tax on your insurance premium under Section 80D of the Income Tax Act.
Documents Needed to Buy Your Policy
Here are the documents you need to purchase a Star Health Insurance policy:Proof of Age Any one of these: 10th or 12th mark sheet, Voter ID, Passport, PAN Card, or Driving Licence.Address Proof Any one of these: Aadhaar Card, Passport, Driving Licence, Electricity Bill, Telephone Bill, or Voter ID.Medical Reports If required, you may need to provide recent medical test reports.Proposal Form and OTP Verification Fill out the proposal form and complete the OTP verification.Passport-size Photographs Recent passport-size photos for documentation.
How to Buy a Star Health Insurance Policy?
You can buy Star Health Insurance in two ways – online or through an agent.
Buy Online from the Star Health Website
Follow these simple steps to purchase your policy online:Step 1 Go to the Star Health Insurance website on your phone or computer.Step 2 Click on the "Buy Now" button at the top right corner.Step 3 Enter your name, phone number, email, and city PIN code.Step 4 Choose a health insurance plan that fits your needs and make the payment online.Step 5 You will receive your policy document in your email after completing the payment.