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Star Health Insurance Plans
Star Health always focuses on giving the best service to its customers. That’s why they create health insurance plans that fit different needs. They offer plans for individuals, families, senior citizens, and maternity care, ensuring that people of all ages and lifestyles get the right coverage.
Star Family Health Optima Insurance Plan
This plan covers your whole family under a single health insurance policy. It includes coverage for hospital stays, home treatments, and AYUSH treatments. A special benefit is that newborn babies are covered from the 16th day after birth. The sum insured ranges from ₹3 lakh to ₹25 lakh, making it a great choice for family protection.Key Benefits:Covers hospital stays, home treatments & AYUSH treatments.Includes newborn cover, assisted reproduction & shared room benefits.Covers organ donor expenses, ambulance & pre/post-hospitalization costs.Offers emergency evacuation, compassionate travel & repatriation.
Star Senior Citizens Red Carpet Health Insurance Plan
Designed for people aged 60 and above, this plan provides financial security without requiring a medical check-up before purchase. It covers hospital stays, outpatient doctor visits, and AYUSH treatments. The sum insured ranges from ₹1 lakh to ₹25 lakh, ensuring seniors get the medical care they need without financial stress.Key Benefits:Covers hospital stays, OPD visits & AYUSH treatments.Includes modern treatments, ambulance & pre/post-hospitalization costs.Provides second medical opinion, compassionate travel & repatriation.Covers daycare treatments & routine health check-ups.
Star Comprehensive Health Insurance Plan
This plan offers extensive medical coverage for individuals and families between 3 months and 65 years of age. It provides financial support for hospital treatments, pre- and post-hospitalization costs, and maternity expenses. The sum insured starts from ₹5 lakh and goes up to ₹1 crore, offering strong protection for your healthcare needs.Key Benefits:Covers hospital stays, pre & post-hospitalization expenses.Includes maternity benefits, hospital cash & accident cover.Covers AYUSH treatments, OPD visits & second medical opinions.Provides health check-ups, bariatric surgery & air ambulance services.
Star Smart Health Pro Plan
This is a budget-friendly plan designed to cover a wide range of medical expenses. It includes hospital stays, home treatments, and emergency ambulance services. The sum insured ranges from ₹5 lakh to ₹1 crore, making it a flexible option for different healthcare needs. Best of all, no medical check-up is needed before purchasing this plan.Key Benefits:Covers hospital stays, home treatments & domiciliary care.Includes road & air ambulance, plus daycare procedures.Offers add-ons like consumables cover & bonus booster.No medical check-up is needed before buying.
Young Star Insurance Plan
This plan is specially made for people up to 40 years old. It covers hospital expenses and offers benefits like health check-ups and emergency ambulance services. You can choose between two options—Silver and Gold. The sum insured ranges from ₹3 lakh to ₹1 crore.Key Benefits:Free medical opinion, health check-ups & extra coverage for road accidentsCovers modern treatments, ambulance & pre/post-hospitalization costsIncludes wellness benefits, automatic sum restoration & bonus rewardsGold plan includes maternity cover & hospital cash benefits
Star Super Surplus Insurance Plan
It is a top-up health plan that allows supplementary covering on your current health insurance. It includes high medical bills with a deductible which you pay first before the insurance picks up the rest. The sum insured is from ₹5 lakhs to 1 crore.Key Benefits:Covers hospital stays, advanced treatments & daycare proceduresPays for organ donor expenses, road & air ambulance costsIncludes maternity cover, free medical opinion & wellness benefitsNo health check-up is needed before purchase
Star Health Assure Insurance Plan
A comprehensive health plan covering various medical expenses, including special treatment for severe asthma. It also includes non-medical items, so it is comprehensive. The sum insured is from ₹5 lakh to ₹2 crore.Key Benefits:Covers severe asthma treatment & non-medical expensesIncludes modern treatments, ambulance & pre/post-hospitalization costsOffers free annual health check-ups, bonus rewards & sum restorationNo health check-up is needed before buying
Star Critical Illness Multipay Insurance Plan
With this plan, an individual would receive a lump sum payment in the event of the diagnosis of any 37 serious diseases, such as cancer, stroke, or liver failure. It ensures financial security when facing a serious illness. The sum insured varies from ₹5 lakh to ₹25 lakh.Key Benefits:One-time payout for 37 major illnessesIncludes wellness programs, virtual consultations & medical guidanceNo health check-up is needed if under 50 years
Star Women Care Insurance Plan
This plan is specially designed for women at different stages of life. It covers pregnancy, surrogate mothers, and oocyte donors. The sum insured ranges from ₹5 lakh to ₹1 crore, providing financial support for medical needs.Key Benefits:Covers delivery, newborn baby expenses & pregnancy careIncludes fertility treatments, fetal surgery & miscarriage careCovers bariatric surgery, shared hospital rooms & pain managementOffers free health check-ups, wellness benefits & sum restorationOptional cancer cover available
Star Health Premier Insurance Plan
It is a complete health insurance plan for individuals and families. It covers major medical expenses, home care, and advanced treatments. The sum insured starts at ₹10 lakh and goes up to ₹1 crore.Key Benefits:Covers hospital stays, OPD visits & home treatmentsIncludes consumables, hospice care & pain managementCovers bariatric surgery, AYUSH & home-based hospitalizationOffers free health check-ups, bonus rewards & sum restoration
Star MediClassic Insurance Plan
This plan helps pay for hospital expenses due to illness, disease, or injury. It provides financial support for treatments and additional benefits. The sum insured ranges from ₹1.5 lakh to ₹25 lakh.Key Benefits:Covers ambulance, organ donor & alternative treatmentsIncludes shared hospital room & extra coverage for road accidentsOffers free health check-ups, sum restoration & extra hospital cashOptional patient care benefits available
Star Health Gain Insurance Plan
A budget-friendly health plan covering hospital stays and OPD treatments. It is suitable for people needing both in-patient and outpatient care. The sum insured ranges from ₹1 lakh to ₹5 lakh.Key Benefits:Covers both hospital stays & doctor visits outside hospitalsIncludes advanced treatments, cataract surgery & ambulance costsCovers pre & post-hospitalization expenses
Star Diabetes Safe Insurance Plan
This plan is made for people with diabetes, covering both Type 1 and Type 2. It also includes treatment for health issues caused by diabetes. The sum insured ranges from ₹3 lakh to ₹10 lakh.Key Benefits:Covers hospital stays, doctor visits & modern treatmentsIncludes dialysis, organ donor expenses & cataract surgeryPays for artificial limbs, ambulance & pre/post-hospitalization costs
Star Cardiac Care Insurance Plan
This plan is for people with heart conditions, aged 10 to 65 years. It provides financial support for heart-related treatments without requiring a health check-up. The sum insured is ₹3 lakh or ₹4 lakh.Key Benefits:Covers hospital stays, doctor visits & cataract treatmentsIncludes daycare procedures & advanced heart treatmentsPays for ambulance & personal accident cover
Star Cardiac Care Insurance Plan – Platinum
This plan is for people with heart conditions, including those who have had heart surgery. It offers wider coverage with a sum insured from ₹5 lakh to ₹15 lakh.Key Benefits:Covers heart tests, heart surgery & cardiac devicesIncludes OPD visits, daycare treatments & emergency ambulanceOffers e-medical opinion, pain management & health check-upsProvides automatic sum restoration & bonus rewards
Star Net Plus Plan
This plan provides medical coverage for people diagnosed with HIV/AIDS. It helps with hospital expenses and gives a lump sum payout after diagnosis. The sum insured ranges from ₹10,000 to ₹50,000.Key Benefits:Covers hospital stays, advanced & AYUSH treatmentsPays for ambulance, pre & post-hospitalization expensesProvides a lump sum benefit for HIV/AIDS diagnosis
Star Cancer Care Platinum Insurance Plan
This plan provides medical support for people already diagnosed with cancer. It covers treatments, pain management, and second medical opinions. The sum insured ranges from ₹5 lakh to ₹10 lakh.Key Benefits:Covers hospice care, rehabilitation & pain managementIncludes health check-ups, cataract treatment & ambulance servicesOffers bonus rewards & wellness servicesOptional lump sum payout for cancer treatment
Star Special Care Plan
This plan is designed for children with Autism Spectrum Disorder. It helps cover medical expenses, including hospital stays and daycare treatments. The sum insured is ₹3 lakh.Key Benefits:Covers hospital stays, pre & post-hospitalization costsIncludes modern treatments, daycare procedures & ambulance chargesNo medical check-up is needed before buying
Star Special Care Gold Plan
This plan provides financial support for people with disabilities, mental illnesses, and HIV/AIDS. It helps with hospital and daycare treatment costs. The sum insured is ₹4 lakh or ₹5 lakh.Key Benefits:Covers hospital stays, AYUSH & modern treatmentsProvides a lump sum payout for HIV/AIDS treatmentIncludes daycare procedures, cataract surgery & ambulance costsNo medical check-up is needed before buying
Star Outpatient Care Insurance Plan
This plan covers medical costs outside hospitals, like doctor visits, tests, and medicines. It is available in Silver, Gold, and Platinum plans, with a sum insured from ₹25,000 to ₹1 lakh.Key Benefits:Covers doctor visits in both allopathic & AYUSH hospitalsPays for lab tests, physiotherapy & pharmacy costsCovers dental & eye treatments due to accidental injuries
Star Health Insurance Arogya Sanjeevani Policy
This is a simple health plan that covers major medical expenses, including hospital stays and modern treatments. The sum insured ranges from ₹50,000 to ₹10 lakh.Key Benefits:Covers hospital stays, AYUSH treatments & daycare proceduresIncludes cataract surgery, ambulance & pre/post-hospitalization costsCovers 12 advanced treatments like oral chemotherapy & stem cell therapyOffers up to 50% bonus on the sum insured
Star Hospital Cash Insurance Plan
This plan provides daily cash to cover extra hospital expenses during treatment. It offers ₹1,000 to ₹5,000 per day and comes in Basic and Enhanced options.Key Benefits:Pays daily cash for sickness, ICU & accident-related hospital staysIncludes worldwide hospital cash & childbirth cash (Enhanced plan only)
Star Accident Care Individual Insurance Plan
This financial plan provides protection against accidents, injuries, disability, or death and a sum insured that starts at ₹1 lakh and beyond.Key Benefits:Lump sum payout for accidental death, permanent or temporary disabilityCovers costs for special medicines, blood transfusion & bringing a family memberIncludes educational grant, home/vehicle modifications & ambulance costsPays for transporting mortal remains & offers bonus rewards
Health Insurance Plans By Star
FAQs
Anyone, including individuals, families, senior citizens, and people with specific health conditions like diabetes, heart problems, or cancer, can buy a suitable plan.
It covers hospital stays, doctor visits, surgeries, ambulance costs, and special treatments like AYUSH, maternity, and critical illness care. Coverage depends on the plan you choose.
Not necessarily. Some policies need a medical check-up, but most, such as senior citizens and special health plans, do not.
You can purchase a plan online from the website of Star Health, from an agent, or by visiting a branch. Simply select a plan, provide the details, and pay.