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Future Generali India Insurance Company Limited

Generali Central Insurance Company Limited, earlier known as Future Generali India Insurance Company Limited, is a trusted name in the Indian insurance market. It is a joint venture between the Generali Group, a global insurance company with over 193 years of experience, and the Central Bank of India, India’s first commercial bank with 113 years of banking history.

The company offers easy-to-understand bike insurance plans that protect against accidents, theft, fire, and natural disasters. Customers can buy or renew bike insurance online with minimal paperwork and quick payment options.

Key Features of Generali Central (Future Generali) Bike Insurance

Here are the detailed key features of the Generali Central bike insurance company:
FeatureExplanation
Policy TypeOffers third-party, standalone own-damage, and comprehensive bike insurance plans.
Cashless Network GaragesProvides access to 3,500+ cashless network garages across India for easy and hassle-free bike repairs.
Claim Settlement ProcessSimple and transparent claim process designed to reduce delays and stress.
Add-on CoversIncludes add-ons like zero depreciation, engine protection, roadside assistance, and personal accident cover.
No Claim Bonus (NCB)Offers a discount on renewal premiums for every claim-free year.
Damage CoverageCovers damage due to accidents, fire, theft, natural disasters, and man-made events.
Personal Accident CoverIncludes mandatory PA cover for the owner-driver as per IRDAI guidelines.
Customer SupportDigital support and assistance for easy policy purchase, renewal, and claims.

Bike Insurance Plans By Future Generali

Benefits of Generali Central (Future Generali) Bike Insurance

Here are some of the key benefits of Generali Central Bike Insurance:

  • 01

    Trusted insurance partner

    Backed by Generali Group’s global expertise and Central Bank of India’s strong legacy.

  • 02

    Wide protection

    Covers your bike against accidents, theft, natural disasters, and third-party liabilities.

  • 03

    Cashless repairs

    Offers cashless repair services at 3,500+ network garages across India.

  • 04

    Affordable premiums

    Provides competitive pricing with valuable coverage benefits.

  • 05

    No Claim Bonus savings

    Rewards careful riders with discounts on renewal premiums.

  • 06

    Add-on flexibility

    Allows you to enhance protection based on your needs.

  • 07

    Reliable claim support

    Simple and transparent claim process for stress-free settlements.

Inclusions and Exclusions of Generali Central Bike Insurance

This section explains what Generali Central Bike Insurance covers and what it does not, so you can clearly understand your policy.

What Does Generali Central Bike Insurance Cover?

  • Accidental damage

    Covers repair costs if your bike is damaged in an accident.

  • Theft of the bike

    Provides financial protection if your bike is stolen.

  • Fire damage

    Covers loss or damage due to fire, explosion, or self-ignition.

  • Natural disasters

    Protects against floods, earthquakes, cyclones, storms, and similar events.

  • Man-made disasters

    Covers damage caused by riots, strikes, vandalism, or malicious acts.

  • Third-party liabilities

    Pays for injury, death, or property damage caused to a third party.

  • Personal Accident Cover

    Includes mandatory PA cover for the owner-driver as per IRDAI guidelines.

  • Add-on benefits (if selected)

    Extra protection like zero depreciation or roadside assistance.

What Does Generali Central Bike Insurance Not Cover?

  • Regular wear and tear

    Normal ageing, tyre wear, and routine maintenance are not covered.

  • Mechanical or electrical breakdown

    Internal failures are not covered unless added through an add-on.

  • Drunk or illegal riding

    No cover if the rider is under the influence or riding illegally.

  • Driving without a valid licence

    Claims are rejected if the rider does not hold a valid licence.

  • Use outside policy terms

    No cover if the bike is used commercially, but insured for personal use.

  • War or nuclear risks

    Losses due to war, mutiny, or nuclear risks are excluded.

  • Consequential loss

    Indirect or secondary losses are not payable.

Available Add-ons in Generali Central Bike Insurance

Here are the available add-ons in Generali Central (Future Generali) Bike Insurance:
  • Zero Depreciation Cover

    Helps you get a higher claim amount by removing depreciation on bike parts during repairs.

  • No Claim Bonus (NCB) Protection Cover

    Protects your earned No Claim Bonus even if you claim during the policy period.

  • Return to Invoice Cover

    Pays the original invoice value of your bike in case of total loss or theft.

  • Roadside Assistance Cover

    Provides on-road help like towing, fuel delivery, flat tyre assistance, and minor repairs.

  • Engine Protection Cover

    Covers engine damage caused by water ingress or oil leakage.

  • Tyre Protection Cover

    Covers the repair or replacement costs of tyres damaged due to cuts, bursts, or accidents.

  • Key and Lock Replacement Cover

    Covers the cost of replacing bike keys or locks if they are lost or stolen.

  • Personal Accident Cover for Pillion Rider

    Offers financial protection to the pillion rider in case of accidental injury or death.

Documents Required for Buying Generali Central (Future Generali) Bike Insurance

Documents Required for Buying Generali Central (Future Generali) Bike Insurance

  • Given below are the documents required for purchasing Generali Central Bike Insurance:Bike Registration Certificate (RC)Valid driving licenceAadhaar card or PAN cardBike engine number or chassis numberPrevious bike insurance policy details (for renewal, if applicable)These documents help ensure a smooth and quick bike insurance purchase or renewal process.

  • How to Buy Generali Central (Future Generali) Bike Insurance Online?

  • Here are the steps to buy Generali Central Bike Insurance online:Step 1: Enter Bike Details Provide basic details such as your bike’s registration number, make, model, and year of manufacture to get a quote.Step 2: Review the Quote Check the available quote, choose a plan that suits your needs, and fill in the proposal form.Step 3: Pay and Get the Policy Pay the premium online and receive your Generali Central bike insurance policy instantly in your inbox.

FAQs

Future Generali India Insurance Company Limited (now known as Generali Central) is a general insurance company in India that offers bike, car, health, and other insurance plans.

Future Generali bike insurance is a two-wheeler insurance policy that protects your bike against accidents, theft, fire, natural disasters, and third-party liabilities.

Yes. Future Generali bike insurance online can be purchased easily through insurance websites or platforms by entering bike details and making payment digitally.

Future Generali offers third-party bike insurance, standalone own-damage cover, and comprehensive bike insurance plans.

Yes, you can renew your Future Generali bike insurance online before expiry to avoid policy lapse and loss of benefits.

Yes, add-ons like zero depreciation, engine protection, roadside assistance, and pillion cover are available for better protection.

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