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Key Features of Generali Central Comprehensive Bike Insurance
Here are some key features of Generali Central (Future Generali) Comprehensive Bike Insurance:
- 01
Own-damage and third-party cover
Protects your bike from damage and also covers third-party injury, death, or property damage.
- 02
Accident protection
Covers repair costs if your bike is damaged due to an accident or collision.
- 03
Theft and fire coverage
Provides financial compensation if your bike is stolen or damaged due to fire or explosion.
- 04
Natural disaster protection
Covers damage caused by floods, earthquakes, cyclones, storms, and other natural calamities.
- 05
Man-made event cover
Protects against losses due to riots, strikes, vandalism, or malicious acts.
- 06
Add-on cover options
Allows you to add covers like zero depreciation, engine protection, roadside assistance, and more.
- 07
Personal accident cover
Offers mandatory personal accident cover for the owner-driver as per IRDAI guidelines.
- 08
3,500+ cashless garages
Provides cashless repair services at 3,500+ network garages across India.
- 09
Smooth claim settlement
Ensures a simple and transparent claim process for a better customer experience.
What Does Generali Central Comprehensive Bike Insurance Cover and Not Cover?
Here are the inclusions and exclusions of Generali Central Comprehensive Bike Insurance:
What's covered
Damage to third-party vehicles and injuries to third parties
Damage to your bike due to accidents or collisions
Loss or damage due to theft or burglary
Damage caused by fire, floods, earthquakes, storms, and other natural disasters
Damage due to man-made events like riots, strikes, or vandalism
Personal accident cover for the owner-driver as per IRDAI rules
Cashless repair facility at 3,500+ network garages
Extra protection through add-ons such as zero depreciation, engine protection, and roadside assistance
What's not covered:
Riding without a valid driving licence
Riding under the influence of alcohol or drugs
Damage caused due to negligence, such as leaving the bike unlocked
Normal wear and tear and ageing of bike parts
Mechanical or electrical breakdown not caused by an accident
Damage during racing, stunt riding, or illegal activities
Using a private bike for commercial purposes
Claims made when the insurance policy has expired
Bike Insurance Plans By Future Generali
Why is Generali Central Comprehensive Bike Insurance Important?
Generali Central (Future Generali) Comprehensive Bike Insurance is important because it offers complete protection for your bike along with third-party cover. Here are its key benefits:Protects your Bike and Third Parties
Covers damage to your own bike and also covers injury, death, or property damage caused to a third party.
Financial Safety
Helps you avoid high repair bills and legal compensation costs after an accident.
Covers Theft and Natural Disasters
Protects against theft, fire, floods, earthquakes, storms, and other natural calamities.
Add-on Cover Options
Lets you enhance protection with add-ons like zero depreciation, engine protection, and roadside assistance.
Cashless Repairs
Get your bike repaired at 3,500+ Generali Central network garages without paying upfront.
Peace of Mind
Wide coverage and smooth claim support help you ride without worry.