Generali Central (Future Generali) Third Party Bike Insurance
Generali Central (Future Generali) Third-Party Bike Insurance is a basic bike insurance plan required by law in India. It covers financial Read More
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Key Features of Generali Central (Future Generali) Third-Party Bike Insurance
Here are the key features of Future Generali Third-Party Bike Insurance:
- 01
Legally mandatory cover
This policy meets the legal requirement under the Motor Vehicles Act and is compulsory for every bike owner in India.
- 02
Covers third-party injury or death
Provides compensation if your bike causes injury or accidental death to a third person.
- 03
Covers third-party property damage
Pays for damage caused to another person's vehicle or property due to your bike.
- 04
Affordable premium
Offered at a low and fixed premium as set by IRDAI, making it cost-effective.
- 05
Easy purchase and renewal
Can be easily bought or renewed online or through authorised channels.
- 06
Legal liability protection
Protects you from legal expenses and court liabilities arising from third-party claims.
- 07
Best for basic protection
Ideal for riders who need only the mandatory legal cover at an affordable cost.
Inclusions and Exclusions of Generali Central (Future Generali) Bike Insurance
Understanding the inclusions and exclusions of Generali Central (Future Generali) Bike Insurance helps you to know the net coverage of your bike insurance policy. This clarity makes it easier to choose the right bike insurance plan and avoid surprises when making a claim.
What Does Generali Central Third-Party Bike Insurance Cover?
Injury to a Third Person
Covers compensation and medical expenses if someone is injured due to your bike.
Death of a Third Person
Provides financial compensation in case of accidental death caused by your bike.
Third-Party Property Damage
Pays for damage caused to another person's vehicle or property.
Legal Expenses
Covers legal costs if a third-party claim or court case is filed against you.
What Does Generali Central Third-Party Bike Insurance Not Cover?
Damage to Your Own Bike
Third party does not cover the repair or replacement costs of your bike.
Injury to the Owner-Driver
Does not cover injuries to the bike owner unless a separate personal accident cover is taken.
Theft of the Bike
No coverage if the bike is stolen.
Natural or Man-Made Disasters
Damage due to fire, floods, earthquakes, or riots is not covered.
Drunk or Illegal Riding
No cover if the rider was under the influence of alcohol or drugs.
Riding Without a Valid Licence
Claims are rejected if the rider does not have a valid driving licence.
Unauthorised Use of the Bike
No cover if the bike is used for commercial or illegal purposes.
Mechanical or Electrical Failure
Normal wear and tear or breakdowns are not covered.
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