Types of Royal Sundaram Bike Insurance Claims

• Cashless Claim If you get your bike repaired at a Royal Sundaram network garage, you don’t have to pay anything. The insurance company will pay the garage directly.Reimbursement Claim If you repair your bike at a garage not in the Royal Sundaram network, you need to pay the repair bill first. After that, submit the bills to Royal Sundaram, and they will pay you back the approved amount.

Documents Needed for Royal Sundaram Bike Insurance Claim

• Here are some documents that you need when you make a bike insurance claim:A copy of your bike insurance policy.A copy of the First Information Report (FIR.)Duly filled and signed claim form.A copy of your PAN card and Aadhaar card.Original repair bill if you are using a cashless service.Original RC and a photocopy.The licence of the person driving the bike during the accident.Original repair estimate, invoice, and payment receipt if repairs are done at a non-network garage.

How To Make Royal Sundaram Cashless Bike Insurance Claim?

• Royal Sundaram makes it easy to claim your bike insurance. You can do it online or offline. Here is the step-by-step process:Step 1: Call Royal Sundaram toll-free at 1860-425-0000 or email customer.services@royalsundaram.in within 24 hours of the accident or theft.Step 2: A company executive will contact you. Give them:Your policy numberLocation of the accidentDetails of the damage or lossThey will give you a claim registration number and tell you the nearest network garage. Do not move the bike before the survey.Step 3: The company will send a surveyor to check your bike. Submit your policy and required documents. The surveyor checks the damage and estimates the repair cost.Step 4: Once the surveyor approves, you can get cashless repair at the nearest network garage. Royal Sundaram will pay the repair cost, taking into account any deductibles or depreciation.

How To Make Royal Sundaram Reimbursement Bike Insurance Claim?

• If you want to repair your bike at a non-network garage or there is no network garage nearby, you can claim reimbursement.Step 1: Call 1860-425-0000 or email customer.services@royalsundaram.in immediately after the accident or theft.Step 2: A company executive will respond within 24 hours. Give your policy number and accident details. You will get a unique claim reference number.Step 3: A surveyor will inspect your bike. Submit the required documents and the filled claim form.Step 4: Take your bike to the garage you choose and pay the repair bill. After the repair, submit the bills and documents to Royal Sundaram.Step 5: They will check the details and pay you back for the repair cost, considering deductibles and depreciation.