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Benefits of Royal Sundaram Comprehensive Bike Insurance Plan

The Royal Sundaram Comprehensive Bike Insurance Plan offers many benefits. Some of them are:

  • 01

    Covers damage to your own bike

    This insurance pays for repairs if your bike is damaged in an accident. It also covers damage caused by fire, flood, or other unexpected events.

  • 02

    Covers damage or injury caused to others

    If your bike causes injury to another person, the policy helps pay the cost. It also covers damage to someone else’s vehicle or property.

  • 03

    Pays for repair costs after an accident

    The insurance company pays for most of the repair expenses. This helps you avoid spending a lot of money from your own pocket.

  • 04

    Protects your bike from theft, fire, and natural disasters

    If your bike is stolen, the policy helps you get compensation. It also covers losses caused by fire, earthquakes, floods, or storms.

  • 05

    Helps you save money on big repair bills

    Bike repairs can be very costly without insurance. This plan reduces your financial burden during emergencies.

  • 06

    Gives you peace of mind while riding your bike

    You can ride freely knowing your bike is protected. The insurance keeps you safe from sudden financial stress.

Bike Insurance Plans By Royal Sundaram

What is covered and not covered under the Royal Sundaram Comprehensive Bike Insurance Plan?

 

What it Covers

  • The Royal Sundaram Comprehensive Bike Insurance Plan covers many types of losses and damages. These include:

  • If your bike causes injury, death, or damage to another person or their property, the insurance pays the legal and financial costs.

  • The policy covers damage to your bike caused by natural events like floods, earthquakes, storms, or landslides.

  • If your bike is damaged because of fire, riots, strikes, or terrorist activities, the insurance will cover the loss.

  • If your bike is stolen, the insurance helps you get compensation for the loss.

What Does it not Cover

  • Even though this policy offers many benefits, there are some situations where it does not provide coverage:

  • If the rider is drunk or under the influence of drugs

  • If damage happens because of war, riots, or nuclear risks

  • If a private bike is used for business or commercial work

  • If the bike is ridden outside the allowed area

  • Normal wear and tear or mechanical and electrical failure

  • If the rider does not have a valid driving licence

  • Loss due to depreciation when zero depreciation cover is not added

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