Tata AIG Two Wheeler Insurance Premium Calculator

A bike insurance premium calculator is an online tool that assists in determining the correct amount of insurance premium Read More

Buy/Renew Bike Insurance

Premium coverage starts at ₹ 457*

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Third-Party Bike Insurance Premium Rates

Engine Capacity	Premium to buy a new policy (5-year plan)	Premium to renew existing policy (1-year plan)
Not exceeding 75cc	Rs. 1,045	Rs. 482
Exceeding 75cc but not exceeding 150 cc	Rs. 3,285	Rs. 752
Exceeding 150 cc but not exceeding 350 cc	Rs. 5,453	Rs. 1,193
Exceeding 350 cc	Rs. 13,034	Rs. 2,323

Choose Your Bike Details
Start by selecting your bike's make, model, variant, and fuel type.
Enter Registration Details
Mention the location where your bike is registered and its year of purchase.
Claim History
Mention if you made any insurance claims during the previous policy period.
Calculate
Click the ‘Calculate’ button to get the correct Insured Declared Value (IDV) and premium estimates for your bike insurance.

01
Anti-Theft Devices
Installation of anti-theft devices on your bike brings down the premium. These reduce theft risks, and thus, bike insurance companies will consider your bike less at risk.
02
Year of Registration
The age of your bike affects your premium; newer bikes generally have higher premiums due to their higher market value and replacement costs.
03
Insured Declared Value (IDV)
IDV is the maximum amount you can claim from the insurer if your bike is stolen or totally lost. A higher IDV brings higher premiums, as it increases the liability of the insurer.
04
No Claim Bonus (NCB)
If you don't make any claims during your policy period, you can earn a No Claim Bonus, which can reduce your next premium, rewarding safe and claim-free driving.
05
Add-On Options
Choosing add-on coverage options, like zero depreciation or roadside assistance, will increase your premium. They provide extra protection but at a higher cost.