Benefits of Tata AIG Zero Depreciation Bike Insurance Policy

• Full Coverage for Parts Zero depreciation coverage covers the entire cost of the replaced parts in case of an accident without taking into consideration their depreciated value. This means complete financial protection.No Out-of-Pocket Costs for Depreciation When you file a claim, you need not pay out of pocket for the depreciation of the bike parts. This reduces your overall cost at the time of making claims.Increased Claim Amount Since depreciation is not deducted from the claim, you may get a higher claim amount. This helps keep your bike in good condition without worrying about costs.Cost-Effective in the Long Run Although you need to pay a little extra for zero depreciation covers, it can be cost-effective as it lowers your financial burden during the time of claims.

What is Not Covered Under Tata AIG Zero Depreciation Add-On?

• Limited Availability This add-on coverage is only available for certain types and models of bikes.Claim Limits You can only make two Zero Depreciation claims during the period your policy is active.Age Limit for Bikes Only bikes that are less than two years old can get this Zero Depreciation cover.Exclusions This cover does not include regular wear and tear, damage from risks not covered by your policy or mechanical breakdowns.