Tata AIG Own Damage Bike Insurance

The TATA AIG Standalone Own-Damage Two-Wheeler Insurance Policy helps if your bike gets damaged in an accident. While Read More

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Comparison Between Standalone Own Damage Insurance, Third Party Insurance, and Comprehensive Bike Insurance

FeaturesStandalone Own Damage InsuranceThird Party InsuranceComprehensive Insurance
Coverage typeCovers damages to your own bikeCovers third-party liabilities (injury, death, and property damage)Covers both damages to your own bike and third-party liabilities
Third-party liability coverageNot includedIncludedIncluded
Own damage coverIncludedNot includedIncluded
Coverage for theftIncludedNot includedIncluded
Natural & Man-made disaster coverageIncludedNot includedIncluded
Fire damage coverageIncludedNot includedIncluded
Personal accident coverageNot includedUsually IncludedUsually Included
Premium costModerateLowerHigher due to broader coverage
Optional add-onsAvailable Not Available Available
Best forThose who already have third-party insurance and want to protect their bikeMeeting legal requirements with basic coverageComplete protection for both own bike and third-party liabilities

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What's Covered and Not Covered Under TATA AIG Own Damage Bike Insurance

What's Covered and Not Covered Under TATA AIG Own Damage Bike Insurance

  • CoveredFires or explosions that damage your motorcycle.Damage from road accidents.Damage from natural or human-made disasters.Theft of your motorcycle if it can't be found, or if it's damaged beyond repair.Here are the things that the Bharti AXA Standalone Bike Insurance does NOT cover:Not CoveredNormal wear and tear.Breakdowns due to mechanical or electrical failures.Damage occurring outside India.Accidents from illegal riding or misuse.

  • How to Purchase Tata AIG Standalone Own-Damage Two-Wheeler Insurance Policy

  • Step 1: Visit the Square Insurance official website.Step 2: Select "Bike Insurance" from the "Insurance Products" menu.Step 3: For a new bike, click "Got a New Two-Wheeler."Step 4: If your bike is not new, enter your bike's registration number and click "View Plans."Step 5: Fill in the required details like RTO, make, model, variant, registration year, and more.Step 6: Review and choose an insurance plan offered by Tata AIG.Step 7: Complete the payment for the selected plan, and you'll receive the insurance document in your email soon.

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FAQs

What does the TATA AIG Own Damage Bike Insurance cover?

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How does the No Claim Bonus (NCB) work with TATA AIG Own Damage Bike Insurance?



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