Private Car

Buy/Renew Car Insurance Online at ₹2094*

  • Instant Policy
  • Best Prices
  • No Paperwork
or

Got A New Car

By clicking on 'View Plans', you agree to our Privacy Policy & Terms of use

  • Hassle-Free Buying ProcessHassle-Free Buying Process
  • 24*7 Customer Support24*7 Customer Support
  • Compare Different Plans EasilyCompare Different Plans Easily
  • Add-ons for CustomisationAdd-Ons for Customization
Compare & Save upto 85%*

On Car insurance

*Savings are based on the comparison between the highest and the lowest premium for own damage cover (excluding add-on covers) provided by different insurance companies for the same vehicle with the same IDV and same NCB.

  1. Home
  2. Motor Insurance
  3. Car Insurance
  4. Companies
  6. Standalone Own Damage
Future GeneraliThird PartyComprehensiveStandalone Own DamageZero DepreciationClaimRenewalPolicy DocumentCustomer Care

Key Features of Future Generali Standalone Own Damage Car Insurance

Here are the Key Features of Future Generali Standalone Own Damage Car Insurance written clearly:

  • 01

    Covers Damage to Your Car

    Protects your vehicle from losses due to accidents, collisions, or impacts.

  • 02

    Protection Against Theft

    Offers coverage if your car is stolen or becomes a total loss.

  • 03

    Covers Natural Disasters

    Provides financial safety from damages caused by floods, storms, cyclones, earthquakes, and other natural calamities.

  • 04

    Covers Man-Made Incidents

    Protects your car from fire, riots, vandalism, or malicious acts.

  • 05

    Personal Accident Cover

    Includes coverage for the owner-driver for injuries or accidental death (as per policy terms).

  • 06

    Choice of Add-Ons

    Allows you to enhance your protection with add-ons like Zero Depreciation, Engine Protector, Return to Invoice, and more.

  • 07

    Repair Support at Network Garages

    Access to a wide network of cashless garages for convenient and quick repairs.

  • 08

    Easy Online Purchase & Renewal

    You can buy or renew the OD policy in a few simple steps online.

Motor Insurance Plans By Future Generali

Inclusion and Exclusions of Future Generali Standalone Own Damage Car Insurance

 

What it Covers

  • Future Generali’s Standalone Own Damage policy protects your car from several kinds of losses. Here are the main inclusions:

  • Accidental Damage

    Covers repair or replacement costs if your car is damaged in a road accident or collision.

  • Natural Calamities

    Protects your car from floods, storms, fire, lightning, and other natural disasters.

  • Man-Made Risks

    Covers damage caused by riots, vandalism, or malicious acts.

  • Theft or Burglary

    Provides compensation if your car is stolen or permanently lost.

  • Personal Accident Cover

    Offers PA cover for the owner-driver as per IRDAI guidelines.

  • Damage During Transit

    Covers losses when your car is being transported by road, rail, air, or water.

What Does it not Cover

  • The policy does not cover certain situations, such as:

  • Driving under the influence of alcohol or drugs

  • Driving without a valid licence

  • Third-party injuries or property damage (covered only under TP insurance)

  • Depreciation without Zero-Dep add-on

  • Damages outside the geographical limit of India

  • Mechanical or electrical breakdowns

  • Losses caused by war, nuclear risks, or similar situations

Benefits of Future Generali Standalone Own Damage Car Insurance

Here are the benefits of the Future Generali standalone car insurance:
  • Protects your car from accidents, fire, theft, and natural disasters
  • Offers useful add-ons like zero depreciation, engine protection, and more
  • Provides No Claim Bonus (NCB) for claim-free years.
  • Covers damage during transit by road, rail, air, or water
  • Protects against riots, vandalism, and malicious acts
  • Pays the insured declared value (IDV) in case of total loss or theft
  • Gives you financial peace of mind by covering major repair or replacement costs

Insurance News Insurance Articles