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Benefits of Future Generali Zero Depreciation Car Insurance

Here is the list of benefits of Future Generali Zero Depreciation car insurance:

  • 01

    No Depreciation Deduction

    You get the full claim amount without any cut for depreciation on replaced parts.

  • 02

    Higher Claim Value

    Your repair bills are reduced because the insurer pays the maximum possible amount.

  • 03

    Covers Costly Parts

    Plastic, rubber, fiber, bumper, and glass parts are fully covered without reducing their value.

  • 04

    Less Out-of-Pocket Expense

    Since depreciation is not charged, you pay very little during repairs.

  • 05

    Best for New or Premium Cars

    Ideal for cars under 3–5 years or models with expensive spare parts.

  • 06

    Useful for Frequent Repairs

    Great for people driving in traffic-heavy or accident-prone areas.

  • 07

    Better Car Condition

    Helps maintain the car’s value, improving its resale price later.

  • 08

    Value-for-Money Add-On

    Comes at an affordable extra premium but gives strong financial protection.

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Inclusions and Exclusions of Future Generali Zero Depreciation Car Insurance

Here are the inclusions and exclusions of Future Generali zero depreciation car insurance:

What it Covers

  • Covers the full cost of repairing or replacing car parts without deducting depreciation.

  • Protects against damage from accidents, collisions, and mishaps.

  • Covers rubber, plastic, fibre, and metal parts at 100% claim value.

  • Reduces out-of-pocket expenses during claim settlement.

What Does it not Cover

  • No cover for mechanical or electrical breakdowns.

  • Damage due to normal wear and tear is not included.

  • Losses from drunk driving or driving without a licence are excluded.

  • Does not cover engine damage unless an extra add-on is taken.

  • Claims for total loss or theft are not included under zero-dep.

How to Buy Future Generali Zero Depreciation Car Insurance?

Here are the steps to buy a Future Generali Zero Depreciation:
  • Step 1

    Visit the Future Generali official website and go to the Motor section.

  • Step 2

    Enter your car details such as registration number, make, model, and year.

  • Step 3

    When the premium quote appears, select the “Zero Depreciation” add-on from the list of extra covers.

  • Step 4

    Review the final premium, including the base policy and the add-on.

  • Step 5

    Pay the premium online through your preferred payment method.

  • Step 6

    Once the payment is completed, you will receive your policy documents (including the zero depreciation cover) in your email.

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