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Future Generali Third Party Car Insurance
Third-party car insurance is a must for every car owner. It helps you pay for damages or injuries caused to someone else if your car is involved in an accident.
Future Generali offers a wide range of insurance products, including car, health, travel, and commercial insurance. It combines Future Group’s strong retail network with Generali’s global expertise to provide reliable, customer-focused insurance solutions.
Key Features of Future Generali Third-Party Car Insurance
Future Generali Third-Party Car Insurance offers essential protection that every car owner must have. It covers you against financial losses if your car harms someone or damages their property.
Below are the key features that make this policy reliable and easy to use:
- 01
Third-Party Liability Cover
This policy protects you if your car causes injury, death, or property damage to another person. Future Generali pays for these losses on your behalf.
- 02
Affordable Premiums
Since it only covers third-party damages, the premium is budget-friendly and easy to afford.
- 03
Legal Compliance
It fulfils the compulsory requirement under the Motor Vehicles Act, so you can drive your car legally in India.
- 04
Easy Online Purchase
You can buy the policy online by entering a few details and getting instant quotes without any paperwork.
- 05
Simple Renewal Process
The policy is valid for one year and can be renewed very easily each year.
- 06
Legal Assistance
If a third party files a legal case or claim against you, Future Generali provides support for legal expenses.
- 07
Wide Support Network
Future Generali offers a large network of garages and claim support centres across India to help you during the claim process.
Motor Insurance Plans By Future Generali
Inclusions and Exclusions of Future Generali Third-Party Car Insurance
What it Covers
Here are the expenses that are covered under Future Generali Third Party car insurance:
Covers injury or death of a third party caused by your car.
Pays for damage to third-party property.
Covers legal expenses arising from third-party claims.
Provides compensation for injuries to pedestrians or bystanders.
Covers liabilities from accidents on public roads.
What Does it not Cover
Here are the expenses that are not covered under Future Generali Third Party car insurance:
No coverage for damage to your own car.
Does not cover injuries to you or your passengers.
No protection for non-accident events like theft, fire, or natural disasters.
Claims are rejected if driving under alcohol or drugs.
Personal Accident cover for owner-driver is not included (must be purchased separately).
Does not cover wear and tear or mechanical breakdown.
Why Future Generali Third-Party Car Insurance Is Important?
Here are the benefits of Future Generali Third Party car insurance:Legally Required
Every car owner must have third-party insurance as per the Motor Vehicles Act. Future Generali helps you stay compliant and avoid fines.
Covers Third-Party Losses
If your car accidentally injures someone or damages their property, this policy covers the financial losses, so you do not have to pay out of your pocket.
Legal Assistance
Future Generali supports you with legal costs if a third party files a claim or case against you.
Budget-Friendly
Third-party insurance comes with lower premiums, making it an affordable way to stay protected on the road.
Peace of Mind
With protection against third-party liabilities, you can drive confidently knowing you are legally and financially covered.
FAQs
It is a mandatory insurance policy that covers damage or injury caused by your car to another person, vehicle, or property.
Yes. As per the Motor Vehicles Act, every car owner must have at least third-party insurance to drive legally in India.
It covers injury, death, or property damage caused to a third party, along with legal liabilities arising from the accident.
No. Third-party insurance does not cover your car’s repair costs. It only protects against losses caused to others.
Yes, you can easily purchase Future Generali’s third-party policy online in just a few steps.
No, PA cover is not included. You need to buy it separately as required by law.