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Key Features of Future Generali Comprehensive Car Insurance
Here are the key features of Future Generali Comprehensive Car Insurance:
- 01
Covers Your Car and Third-Party Damages
Protects your own vehicle from accidents, fire, theft, and natural disasters, while also covering third-party injury or property damage.
- 02
Wide Range of Add-On Covers
You can enhance your policy with useful add-ons like zero depreciation, engine protection, key loss cover, and more.
- 03
Cashless Repairs
Get your car repaired at Future Generali’s large network of cashless garages across India.
- 04
Personal Accident Cover
It offers financial protection to the owner-driver in case of accidental injury or death.
- 05
Quick and Simple Claims Process
Designed to help you raise and settle claims with minimal hassle.
- 06
Online Purchase & Renewal
You can buy or renew your policy online in just a few steps.
- 07
24/7 Customer Support
Policyholder will get assistance available round-the-clock for emergencies or queries.
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Inclusions and Exclusions of Future Generali Comprehensive Car Insurance
What it Covers
Future Generali Comprehensive Car Insurance covers a wide range of damages and losses, such as:
Third-party liabilities
Covers damage to another person’s vehicle or injuries to their passengers.
Accidental damage to your car
Protection against collisions or accidents.
Theft-related losses
Covers loss if your car is stolen or damaged during theft attempts.
Natural calamities
Protection from events like storms, fire, floods, or falling trees.
Personal accident cover for the owner-driver
Financial protection (up to Rs. 15 lakh) in case of accidental injury or death.
What Does it not Cover
The policy does not cover certain situations, such as:
Driving without a valid licence
Driving under the influence of alcohol or drugs
Accidents outside India
Damage caused by negligence, stone pelting, or attempted theft
Normal wear and tear or ageing of parts
Damage during transit by air, rail, or ship
Accidents due to racing or risky activities
Using a private car for commercial purposes
Any accident or loss that occurs after the insurance has lapsed
Why Future Generali Comprehensive Car Insurance Is Important
Full Protection for Your Car
It covers damages to your own car caused by accidents, theft, fire, or natural disasters.
Covers Third-Party Liabilities
You stay protected if your car accidentally harms someone or damages their property.
Financial Security
Saves you from heavy repair costs and unexpected expenses.
Mandatory + Extra Safety
While third-party insurance is compulsory, comprehensive insurance gives you wider protection.
Personal Accident Cover
Offers financial support to the driver in case of accidental injuries or death.
Peace of Mind
You can drive confidently knowing you are protected from major risks on the road.
Option to Add Add-ons
You can enhance your coverage with add-ons like zero depreciation, engine protector, NCB protection, and more.
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