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Oriental Third Party Car Insurance Policy
A third-party car insurance is a type of insurance that protects you if your car causes damage, injury, or death to another person or their property in an accident.
As per the Indian Motor Tariff Act, 2002, it is mandatory for every car owner in India to have at least a third-party car insurance policy. If you don’t have one, you may have to pay a fine of Rs. 2,000 or even face up to 3 months in jail for the first offence.
The third-party car insurance from Oriental Insurance covers you against all kinds of third-party losses, including bodily injuries, temporary or permanent disability, death, or damage to third-party property caused by your car.
Benefits of Oriental General Third-Party Car Insurance
- 01
It gives legal protection
This policy protects against legal and financial trouble if your car causes an accident that hurts someone or damages their property.
- 02
It covers third-party damages
Oriental’s third-party insurance pays for injuries, disabilities, or death of another person and for damage to their vehicle and property.
- 03
It is Mandatory by Law
Having third-party car insurance is compulsory in India. With this policy, you can drive safely without worrying about fines or legal action.
- 04
It offers affordable premiums
The premium for third-party insurance is low and easy to afford, making it a budget-friendly option for every car owner.
- 05
It gives peace of mind
In case of an accident, you do not have to worry about paying for others’ losses. The insurance company takes care of those costs, giving you peace of mind while driving.
Motor Insurance Plans By Oriental
Inclusions and Exclusions of Oriental Third-Party Car Insurance
What it Covers
Covers damage or loss to another person, their vehicle, or property if your car causes an accident.
Includes Personal Accident Cover for the car owner, giving up to Rs. 15 lakh in case of death or permanent disability.
Pays for third-party property damage or injury caused by your car.
What Does it not Covers
Does not cover damage to your own car in any situation.
No cover for losses caused by theft, fire, natural disasters, or war.
No cover if the car is driven without a valid driving licence or under the influence of alcohol or drugs.
Does not cover indirect or resulting damages to your vehicle.
FAQs
It is a car insurance policy that protects you if your car causes injury, death, or property damage to another person in an accident.
Yes, it is compulsory by law for all car owners in India to have at least a third-party car insurance policy before driving on the road.
No, this policy only covers third-party losses. It does not pay for any damage to your own car.
You can buy it online through the Oriental Insurance website or through trusted platforms like Square Insurance by filling out your car details and making the payment easily.