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SBI Car Insurance Claim
A claim is the right you have to ask for money from your insurance when something goes wrong, like an accident. The amount you can claim is decided by the insurance company based on your policy. SBI General has a friendly and experienced team that makes sure your claim process is easy, fair, and clear.
You can also track your claim status in real time. The company aims to pay you a fair amount as quickly as possible. SBI General has over 16,000 garages across India where you can get repairs without paying upfront. Plus, they have a great record of settling claims and are highly rated for their service.
Types of SBI Claim Settlement Process
SBI offers two ways to settle claims:
- 01
Cashless Claim Settlement
SBI has over 16,000 cashless garages across India. At these garages, you don’t need to pay for repairs up front. The garage is connected to SBI, and they will pay the repair costs directly to the garage.
- 02
Reimbursement Claim Settlement
With this option, you can get your car repaired at any garage and pay the repair bill yourself. Later, SBI will refund the repair costs to you. To get reimbursed, follow these steps:Start your claim as soon as you see the damage.Let the company inspect the damage.Get your car repaired and keep the invoice.Send the invoice to SBI to get your m oney back.
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Documents Needed to Make a Claim with SBI Car Insurance
To make a claim with SBI car insurance, you need to send the following documents to the insurance company:A copy of your Registration Certificate
A copy of your Driving License
The claim form, filled out and signed
A copy of the Police FIR (if needed)
Repair bills
Estimates for repairs
Your car insurance policy documents
How to File a Claim Under SBI Car Insurance?
To file a claim with SBI car insurance, follow these easy steps:Inform the Insurance Company
Call the toll-free number of SBI General Insurance and tell them about the accident or damage to your car to start the claim process faster.
Car Inspection
After registering your claim, the insurance company will send someone to check the damage to your car.
Submit Documents
Send the necessary documents that the insurance company asks for to process your claim. Make sure you have all the required documents ready.
Claim Processed
If your car is in a network garage, the company will pay for the repairs directly. If you used another garage, the company will refund you after you pay for the repairs.
FAQs
To start a claim, call the toll-free number of SBI General Insurance and inform them about the damage to your car.
If you use a network garage, you don’t need to pay up front. SBI will pay the garage directly. If you use another garage, you will pay first, and then SBI will refund you.
You will need to submit documents like your car’s registration, driving license, repair bills, and the claim form.
Yes, you can check the status of your claim in real time through the SBI General Insurance website or by contacting their customer support.
Once all documents are submitted and the inspection is done, SBI will process your claim as soon as possible. It usually takes a few days.