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What is Covered and Not Covered in SBI Third-Party Car Insurance?
When you buy SBI third-party car insurance, it is good to know what it does and does not cover.
What it Covers
Damage to Someone’s Property
If your car damages someone’s property, the third-party insurance will provide compensation.
Injury or Death of a Person
If someone is hurt or dies in an accident caused by your car, the insurance will pay the compensation. There is no fixed limit for medical costs; the court will decide the amount.
What Does it not Cover
Damage to Your Own Car
This insurance does not cover any damage to your car.
Accident While Drunk or on Drugs
If you were driving under the influence of drugs or alcohol, the insurance will not pay for the damage.
Theft of Your Car
If your car gets stolen, third-party insurance does not cover it.
Driving Alone with a Learner’s License
If you have a learner’s license and drive without a licensed adult, your claim will be denied if there is an accident.
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