How to Check Your LIC Policy Status Using The Policy Number
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Has your policy ever lapsed? Or, you forgot to pay the premium?
What do you think? Why are these things happening?
This is because you are not checking your policy status in a timely manner.
Checking your LIC policy status is not just a task to perform but a need for your insurance policy. It helps in keeping your policy and financial protection active.
With your policy number, you can easily track the status through online portals, mobile apps, SMS, or even offline methods. To know about the methods and processes to check LIC policy details by policy number, join us in this blog till the end.
Methods for Checking Policy Status using Policy Number
There is more than one method to check LIC policy details by policy number. You can choose to check it online, through SMS, by phone, or by visiting a branch. Here are some of the methods by which you can use the LIC policy number to know the policy status:
Know - How to Login in LIC Merchant Portal
1 For New LIC User
Anyone who is a new user of LIC can follow the given steps to check policy status:
- Step 1: Go to the official LIC website.
- Step 2: Click on the Login to Customer Portal option.
- Step 3: Now, select Do not have an account? Sign Up.
- Step 4: Enter details such as policy number, email ID, date of birth, and premium amount.
- Step 5: Then, create a User ID and password.
- Step 6: After registration, you will receive a verification link in your email.
- Step 7: Now, click on the link to verify and check your LIC policy details.
- Step 1: Visit the official website of LIC of India.
- Step 2: Now, go to the “Login” option and select “Login to Customer Portal”.
- Step 3: Log in using your User ID or get an OTP on your registered mobile number.
- Step 4: Then, click on the ‘Policy Status’ option.
- Step 5: After clicking, you will see the list of active LIC policies.
- Step 6: Click on the policy number to see the detailed information of that policy.
2 For Registered Users
To know about the policy status by using the LIC policy number, follow the given steps:
3 Through SMS
You can check much information about your policy through SMS. To know your LIC policy details through SMS, simply send a message to 56767877 or 9222492224 in the correct format. Type the code based on the information you want and replace “Policy Number” with your actual policy number.
| Type of Inquiry | SMS Format |
|---|---|
| Check policy status | ASKLIC “Policy Number” STAT |
| Check the instalment premium | ASKLIC “Policy Number” PREMIUM |
| Know the bonus amount | ASKLIC “Policy Number” BONUS |
| Know the revival amount | ASKLIC “Policy Number” REVIVAL |
| Check the loan amount available | ASKLIC “Policy Number” LOAN |
| Check the existing certificate due details | ASKLIC “Policy Number” ECDUE |
| Check the nomination details status | ASKLIC “Policy Number” NOM |
Why Check LIC Policy Status on Regular Intervals?
Checking the LIC policy status by policy number at regular intervals helps you in many ways. Some of them are:
- Avoid Policy Lapse By checking your policy status regularly, you can easily avoid any policy lapse in the future. It reminds you of upcoming premium due dates so you can pay before the grace period ends.
- Track Bonuses and Benefits You can easily track and avail your bonuses by tracking your LIC policy. Starting from the maturity benefits to other accrued bonuses, regular status checks ensure you stay informed about every financial gain linked to your policy.
- Update Personal Details If your phone number or email changes, you can update it quickly while checking your policy. This gives you time to update it with LIC. It helps you avoid missing important messages or reminders.
- Plan Better A proper check of your policy status helps you to make a better financial plan relating to your LIC policy. You can easily renew, surrender, or add a health rider based on your needs.
Tips for Managing Your LIC Policy Better
Here are some of the tips by which you ab manage LIC policy in a better way:
- Set reminders for premium payments.
- Update your mobile number and email regularly.
- Review policy terms once a year.
- Look for a loan against policy if needed.
- Keep a digital copy of your policy for emergencies.
Conclusion
Lastly, checking your LIC policy status regularly is a small habit that can save you from big problems. It keeps you aware of premium dates, bonuses, and maturity details, and prevents your policy from lapsing.
You can check your LIC policy details by policy number online, by SMS, by call, or by visiting a branch. It keeps your money and insurance safe. Always use your policy number to track it and enjoy easy benefits. Regular checks also help you avoid missing any important updates about your policy.
FAQs - Check Your LIC Policy Status Using The Policy Number
No, you can not. The policy number is important because it works as a unique ID for your policy. LIC uses this number to find your records and show the correct details. The system will not be able to fetch your policy information without it.
Yes, checking your LIC policy status is completely free of cost. You can check your policy online, by SMS, by calling customer care, or at a branch, and LIC will not charge you anything for it.
Yes, you do not always need to visit a branch. You can check it from home using the LIC website, mobile app, SMS service, or customer care helpline. This makes it easy and time-saving for policyholders.
When you check your policy status, you can know your premium due date, policy term, maturity date, bonuses, and sum assured. You can also see loan eligibility and surrender value details if applicable.
It is a good idea to check your policy status every few months. This way, you can pay your premium timely, update your bonus, and check your contact information.
If you see any incorrect information, contact LIC customer care immediately or visit the nearest LIC branch. Carry your ID proof and policy document to make it quick and smooth.
By clicking on You, Agreed to our Privacy Policy & Terms of use *Disclaimer
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