Care Health Critical Illness Insurance Plans
Care critical illness policies help millions of people dealing with serious health problems like cancer, heart disease, kidney failure, and stroke. Care Health Insurance offers three plans: heart insurance, cancer insurance, and a general critical illness policy. On this page, let's understand some of these critical illness health insurance plans:
1Care Heart Insurance Plan
Care Heart is a health insurance plan for people with existing heart problems. It also covers those who have had heart surgery or other related treatments. Key features include:
- Covers heart patients aged 5 to 50 years.
- Helps people with pre-existing heart conditions.
- Pays for day-care treatments, and hospital expenses (30 days before and 60 days after hospitalization).
- Includes alternative treatments like AYUSH hospitalization.
- Offers a free annual heart check-up.
- Requires a 20% co-payment on claims.
2Care Critical Mediclaim Policy
This plan covers serious illnesses that need expensive medical treatment, helping to protect your savings. Key benefits include:
- You can choose coverage from ₹20 lakh to ₹2 crore.
- No pre-medical tests are needed if you are under 45 years.
- Covers treatment for 32 critical illnesses, including cancer, organ transplant, multiple sclerosis, heart valve replacement, coma, severe burns, kidney diseases, blindness, and more.
- Pays for ICU charges, daycare treatments, and alternative treatments.
3Care Cancer Mediclaim Policy
This plan helps cover the high costs of cancer treatment. It provides financial support for:
- Hospitalization expenses.
- Daycare treatments.
- Radiotherapy and chemotherapy.
- Organ donor expenses.
- Outpatient (OPD) expenses.
- Second medical opinion.
- Alternative treatments.
FAQs
It is a health insurance plan that helps pay for expensive treatments if you are diagnosed with a serious illness like cancer, heart disease, or kidney failure.
Anyone above 18 years old can buy this plan. If you are under 45 years, you don’t need a medical test before buying it.
The plan covers 32 serious diseases, including cancer, heart surgery, organ transplant, kidney failure, stroke, coma, and severe burns.
Yes, it covers hospital bills, ICU charges, and even alternative treatments like Ayurveda, Yoga, and Homeopathy (AYUSH).
Yes! Some plans include a free annual health check-up to help you monitor your health regularly.
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