Care Health Insurance Plans

Care Health Insurance offers plans that fit different needs and lifestyles. It provides individual, family, senior citizen, and maternity health insurance. Care Health focuses on great customer service and ensures that every plan meets personal requirements.

1Care Supreme Plan

The Care Supreme Plan gives full medical coverage with many benefits. It offers coverage amounts of ₹5 lakh, ₹7 lakh, ₹10 lakh, and ₹15 lakh. It covers hospital stays, medical costs before and after hospitalization, organ donor expenses, AYUSH treatments, and ambulance charges.

Key Benefits:

  • Unlimited automatic recharge of coverage for new and repeated illnesses.
  • 50% bonus added every year without a claim (up to 50%).
  • Free health services and unlimited online doctor consultations.
  • No limits on hospitalization and ICU charges.

2Care Health Insurance Plan

Care Health Insurance covers medical expenses for you and your family with quick and easy claim processing. Coverage ranges from ₹3 lakh to ₹6 crore.

Key Benefits:

  • Covers ambulance charges, alternative treatments, and home hospitalization.
  • Includes global treatment cover and maternity coverage up to ₹1 lakh.
  • Covers preventive health check-ups every year.
  • 50% bonus for every claim-free year (up to 150%) and coverage recharge benefits.

3Care Joy Maternity Insurance Plan

The Care Joy Maternity Plan covers pregnancy-related medical costs and newborn baby expenses. Coverage options include ₹3 lakh and ₹5 lakh.

Key Benefits:

  • Covers maternity costs, including pre and post-natal expenses.
  • Includes daycare treatments, ambulance charges, and hospital stays.
  • Covers newborn baby expenses for up to 90 days.
  • Offers a private air-conditioned room during hospitalization.

4Care Senior Health Advantage Plan

Care Senior Health Advantage is designed for people aged 60 and above. Coverage options are ₹5 lakh and ₹10 lakh.

Key Benefits:

  • Covers hospital stays, daycare treatments, and advanced medical procedures.
  • Provides annual health check-ups and unlimited online doctor consultations.
  • Covers medical costs for 30 days before and 60 days after hospitalization.
  • Includes organ donor and road ambulance coverage.

5Care Classic Plan

Care Classic is a family health insurance plan where the premium depends on the city you live in. It offers coverage of ₹5 lakh, ₹7 lakh, ₹10 lakh, and ₹15 lakh.

Key Benefits:

  • Covers assisted reproductive treatment, second opinions, and organ donor expenses.
  • Provides unlimited automatic recharge of coverage for new or repeated illnesses.
  • Gives a 25% no-claim bonus every year (up to 150%).
  • Offers optional OPD care and annual health check-ups.

6Care Enhance Plan

Care Enhance is a top-up health plan that helps when your existing insurance coverage is used up. It has a deductible ranging from ₹1 lakh to ₹20 lakh and coverage from ₹1 lakh to ₹40 lakh. It comes in two types – Enhance 1 and Enhance 2.

Key Benefits:

  • No limits on hospitalization and ICU charges.
  • Covers organ donor expenses and daycare treatments.
  • Includes annual health check-ups and global treatment cover.
  • No pre-policy medical check-up is needed for people under 50 or for coverage up to ₹40 lakh.

7Care Freedom Plan

Care Freedom is designed for people with diabetes, high blood pressure, and high BMI. Coverage options include ₹3 lakhs, ₹5 lakhs, ₹7 lakhs, and ₹10 lakhs.

Key Benefits:

  • Covers hospital stays and daycare treatments.
  • Offers 100% restoration of the insured amount and annual health check-ups.
  • Includes consumable allowance and companion benefits.
  • Covers dialysis and home hospitalization expenses.

8Care Critical Mediclaim Plan

Care Critical Mediclaim provides coverage for 32 serious illnesses. It is part of the Super Mediclaim policy, with coverage from ₹10 lakh to ₹2 crore.

Key Benefits:

  • Covers hospital stays, OPD expenses, and alternative treatments.
  • Includes coverage for chemotherapy, radiotherapy, and dialysis.
  • Covers road ambulance, organ donor expenses, and second opinions.
  • Provides global treatment coverage and no-claim bonus benefits.

9Care Cancer Mediclaim Plan

Care Cancer Mediclaim provides lifelong coverage for all stages of cancer. It is part of the Super Mediclaim policy, with coverage ranging from ₹10 lakh to ₹2 crore.

Key Benefits:

  • Covers chemotherapy and radiotherapy costs.
  • Covers organ donor expenses, pre and post-hospitalization costs, and health services.
  • Includes annual health check-ups and a no-claim bonus.
  • No pre-policy medical check-up is needed.

10Care Heart Mediclaim Plan

Care Heart Mediclaim covers 16 major heart-related illnesses, including relapse cases. It is part of the Super Mediclaim policy, with coverage from ₹10 lakh to ₹2 crore.

Key Benefits:

  • Covers hospital stays, alternative treatments, and daycare treatments.
  • Includes global coverage, ambulance cover, second opinions, and organ donor cover.
  • Covers OPD expenses and pre and post-hospitalization costs.
  • Offers annual health check-ups and a no-claim bonus.

11Care Plus Plan

Care Plus covers a wide range of planned and emergency medical expenses. It offers coverage from ₹3 lakh to ₹25 lakh.

Key Benefits:

  • Covers road ambulance, air ambulance, and personal accident expenses.
  • Includes OPD expenses, second opinions, and organ donor costs.
  • Provides unlimited automatic recharge, inflation protection, and unlimited e-consultations.
  • Offers a 50% no-claim bonus every year (up to 200%).

12Care Heart Insurance Plan

Care Heart Insurance is designed for people with pre-existing heart conditions. Coverage options include ₹3 lakh, ₹5 lakh, ₹7 lakh, and ₹10 lakh.

Key Benefits:

  • Covers alternative treatments, daycare procedures, and home hospitalization.
  • Provides 100% automatic restoration of the insured amount.
  • Grants a 10% no-claim bonus each year without a claim.
  • No pre-policy medical check-up is required.

13Care Arogya Sanjeevani Policy

Care Arogya Sanjeevani is a basic health insurance plan that helps cover medical expenses without financial burden. It offers coverage from ₹50,000 to ₹10 lakh.

Key Benefits:

  • Covers dental treatments and plastic surgery due to injury or disease.
  • Includes cataract treatment, modern treatments, and daycare procedures.
  • Covers medical expenses before and after hospitalization.
  • Provides a 5% bonus each year without a claim (up to 50%).

14Care Operation Mediclaim Plan

Care Operation Mediclaim covers all types of surgeries without financial stress. It is part of the Super Mediclaim policy, offering coverage from ₹10 lakh to ₹2 crore.

Key Benefits:

  • Covers hospital stays, pre and post-hospitalization expenses, and daycare treatments.
  • Includes organ donor cover, global treatment cover, ambulance cover, and second opinions.
  • Offers annual health check-ups and a no-claim bonus.
  • No medical check-up is required before buying the policy.

15Care Secure Personal Accident Insurance Plan

Care Secure Personal Accident Insurance provides financial support if the insured is injured or dies in an accident. Coverage ranges from ₹10 lakh to ₹25 crore.

Key Benefits:

  • Pays a lump sum amount in case of accidental death.
  • Covers permanent total and partial disability.
  • Includes benefits like child education, disappearance cover, mobility cover, and nursing care.
  • Covers reconstructive surgery and the transportation of mortal remains.

16Care Corona Kavach Policy

Care Corona Kavach is a coronavirus insurance policy that provides coverage for treatment expenses such as oxygen cylinders, PPE kits, ventilators, and masks. Coverage varies from ₹50,000 to ₹5 lakh.

Key Benefits:

  • Covers COVID-19 treatment at home or in a government-recognized hospital.
  • Includes ambulance cover, pre and post-hospitalization expenses, and AYUSH treatments.
  • Covers pre-existing conditions like diabetes, high blood pressure, and hypertension.
  • Pays for PPE kits, gloves, oximeters, and other essential medical items.

17Care Advantage Plan

Care Advantage is a health insurance plan that provides coverage for high medical costs. It offers sum insured options of ₹25 lakh, ₹50 lakh, and ₹1 crore.

Key Benefits:

  • Covers hospital stays and daycare treatments.
  • Includes ambulance charges and organ donor expenses.
  • Covers medical expenses 30 days before and 60 days after hospitalization.
  • Restores the insured amount once per policy term if used.

18Care Assure Plan

Care Assure provides medical coverage for up to 20 serious illnesses, medical conditions, and surgeries. Coverage ranges from ₹1 lakh to ₹25 crore.

Key Benefits:

  • Covers critical illnesses and personal accidents.
  • Provides child education benefits and second opinions.
  • Offers free annual health check-ups.
  • Allows add-on coverage for daily healthcare and HIV treatment.

19Care COVID Care Plan

Care COVID Care covers medical expenses related to COVID-19 treatment. It offers sum insured options from ₹3 lakh to ₹10 lakh and is available in two variants – Plus and Advantage.

Key Benefits:

  • Covers hospital stays and daycare treatments.
  • Provides OPD benefits under the COVID Care Advantage plan.
  • Covers medical expenses before and after hospitalization.

FAQs

It covers hospital stays, doctor visits, surgeries, medicines, and treatments like maternity care, critical illness, and COVID-19.

Yes, Care Health Insurance offers family plans that cover you, your spouse, children, and parents.

Yes, some treatments have a waiting period. The time depends on the plan and type of illness.

You can claim by submitting medical bills to the insurance company or using cashless treatment at network hospitals.

Plan starting at just @457/Year*

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