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Key Highlights of Care Super Top-up Health Insurance Plans?

Here are the main benefits of this super top-up plan:

  • 01

    Two plan options

    You can choose between Enhance 1 and Enhance 2.

  • 02

    Lifetime renewal

    You can renew the policy for life without any restrictions.

  • 03

    Coverage amount

    Up to Rs. 30 lakh in Enhance 1 and up to Rs. 55 lakh in Enhance 2.

  • 04

    Co-payment

    If you are 61 years or older, you will need to pay 20% of the claim amount.

  • 05

    Covers individuals and families

    Available for both single persons and families.

Health Insurance Plans By Care

Eligibility Criteria

SpecificationsCriteria to Fulfill
Minimum Entry age Adult: 18 years, Child: 1 day (floater), Individual: 5 years
Maximum Entry Age Adult: No age limit, Children: 24 years
RenewabilityLifelong
Waiting period for Pre-Existing Diseases48 Months
Deductible in Enhance 1Rs 1 lakh- Rs 10 lakh
Deductible in Enhance 2Rs 5 lakh- Rs 20 lakh

Inclusions and Exclusions of Care Health Insurance Super Top-up Plans

Care Super Top-up is one of the most popular Care Health Insurance plans that offers medical coverage. Here are some inclusions and exclusions of this plan:

Inclusions

  • In-patient care up to the sum insured
  • 540 daycare procedures are covered
  • Pre and post-hospitalisation expenses for 30 days and 60 days, respectively
  • ICU charges and doctors’ fees with no sub-limits
  • Enhance Anywhere benefit
  • Organ donor expenses are covered up to the sum insured
  • Add-on coverage option for medical expert opinion

Exclusions

  • Injuries intentionally caused to oneself are not covered.
  • Expenses for substance abuse or rehabilitation are excluded.
  • Injuries from high-risk or extreme sports are usually not covered.
  • Treatments not recommended by a medical professional are not included.
  • Treatments not recommended by a medical professional are not included.
  • Treatments not recommended by a medical professional are not included.
  • Treatments not recommended by a medical professional are not included.

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