Benefits of Buying Care Health Insurance

Here are the main benefits of choosing a Care Health Insurance policy:

• 01

  Covers Hospital Expenses

  Care Health Insurance pays for hospital expenses. It pays for room rent, nursing charges, and ICU rates. This indicates that you don't have to worry about expensive medical bills. The insurance allows you to get the treatment you require without financial stress.

• 02

  No-Claim Bonus

  If you don't claim in a policy year, the company rewards you with extra coverage. This means the amount of insurance coverage increases for the next year without extra cost. It is a way to benefit from staying healthy and not needing to use your insurance.

• 03

  Tax Benefits

  You can save money on taxes when you pay for a Care Health Insurance policy. Under Section 80D of the Income Tax Act, you can get tax benefits whether you pay for yourself or your family. If you are under 60 years and paying for parents above 60 years, you can claim deductions of up to Rs. 75,000.

• 04

  Easy Portability

  If you want to change your insurance company, you can switch to another insurer without losing benefits. The process is simple, requires fewer documents, and does not take much time. You can also add extra benefits or riders to your policy after switching.

• 05

  Covers Pre-Existing Conditions

  If you already have a medical condition before buying the insurance, you will get coverage after 2 to 3 years. This helps people with health issues get financial support for treatment after the waiting period. It ensures that long-term health problems do not become a burden.