Best Health Insurance Plans
Extensive Plan Choices
Round-the-Clock Claim Support
Dedicated Expert Guidance
- 01
It Covers Your OPD Expenses
OPD means getting treatment without staying in the hospital overnight. This includes regular check-ups, tests, or medicines the doctor tells you to take. These can cost a lot. ManipalCigna helps by paying for these OPD expenses in their health plans.
- 02
You Can Choose Your Sum Insured
You can choose how much coverage (sum insured) you want. It can be as low as Rs. 2.5 lakh or as high as Rs. 50 lakh, depending on what you need.
- 03
You Can Restore Your Sum Insured
If your coverage amount gets used up because of many hospital visits or treatments, ManipalCigna gives it back (restores it) so you can still use the insurance for future treatments.
- 04
Offers Cashless Treatments in Hospitals
If you go to a hospital that works with ManipalCigna (called a network hospital), you don't have to pay money at the time of treatment. ManipalCigna pays the hospital directly. They have more than 7,500 such hospitals across India.
- 05
Saves Money on Taxes
You can save tax on the money you pay for your health insurance. Under Section 80D of the Income Tax Act, you can save up to Rs. 25,000 (and up to Rs. 75,000 if you are also paying for senior citizen parents).