Best Health Insurance Plans
Extensive Plan Choices
Round-the-Clock Claim Support
Dedicated Expert Guidance
ManipalCigna Health Insurance Plans
ManipalCigna health insurance plans help you to pay for hospital and doctor bills when you get sick or hurt. They have different types of plans that suit your needs. So if you are old, young, or have special health problems, these plans make it easy for you to get good health care without worrying about money. Here are some plans offered by ManipalCigna:
ManipalCigna Sarvah
ManipalCigna Sarvah is a health insurance plan that gives you strong protection against serious illnesses. It helps with big hospital bills and gives extra benefits to keep you safe and worry-free.Features:It covers hospital bills up to Rs 3 Crore for big illnesses like heart problems, cancer, stroke, and major organ or bone marrow transplants.Sarathi benefit lets you start using the policy for some pre-existing diseases after just 30 days instead of waiting longer.Gullak benefit gives you a guaranteed bonus, which can be up to 10 times your basic insurance amount.You get unlimited extra coverage (restoration) for the same or different illnesses, on top of your main insurance.Surplus Benefit gives you an extra 100% of your insurance amount for the first claim right from day one.No zonal co-pay means you don’t have to pay extra depending on where you get treatment, so you can recover faster in any city you choose.
ManipalCigna Prime Senior Insurance Plan
ManipalCigna Prime Senior is a health insurance plan made specially for senior citizens. It gives full medical support with many helpful features, so older people can stay healthy and worry less about hospital costs.Features:It pays for hospital stays, day care treatments (small surgeries or procedures), and AYUSH treatments (like Ayurveda, Yoga, Homeopathy, etc.).It also covers the cost of road and air ambulances if you need to be taken to the hospital quickly.If you use up your insured amount, it gets restored again, and your premium can be waived in some cases.You get a 10% bonus every year for not claiming, up to a total of 100% extra coverage.You can get free health check-ups every year and unlimited doctor consultations on the phone or video.You can choose any type of hospital room and reduce the waiting time for pre-existing illnesses with optional add-ons.You can also add "Health 360," which helps cover doctor visits (OPD), tests, and medicines as extra protection.
ManipalCigna LifeTime Health Insurance Plan
ManipalCigna LifeTime Health Plan gives you wide coverage for medical treatments in India and even outside the country. It is a strong health plan with special add-ons for women, global treatment, and overall well-being.Features:This plan pays for hospital stays, day care treatments (like small surgeries), and home care treatments.You can also get treatment for serious diseases like cancer even outside of India.Advanced surgeries like robotic and cyber knife, and treatments for HIV, AIDS, and STDs are also covered.The plan gives adult health check-ups every year, covers mental health care, and also supports AYUSH treatments (Ayurveda, Yoga, etc.).It includes help for medical evacuation (moving you to another hospital), repatriation (bringing you back home), and vaccines needed for travel.If you use your full insurance amount, it gets restored, and in some cases, your future premiums can be waived.The Women+ add-on helps with screening for 4 types of cancer and checks for weak bones (osteoporosis).The Global+ add-on covers doctor visits and medicine costs in other countries and gives cash benefits for treatments like chemotherapy and radiotherapy.
ManipalCigna ProHealth Prime Insurance Plan
ManipalCigna ProHealth Prime is a full health insurance plan that helps pay for hospital stays, doctor visits, and home treatments. It offers many extra benefits to keep you and your family safe and healthy.Features:It covers the costs of hospital stays, doctor visits (OPD), and treatment at home (domiciliary).It also covers HIV/AIDS, mental health problems, and some non-medical expenses.You get yearly health check-ups and unlimited doctor visits on the phone or video.For every year you don’t make a claim, you get a 25% bonus, which can add up to 200% extra coverage.It has a switch-off benefit and a premium waiver to help you save money.You can add extra packages for maternity, newborn baby care, and choose any hospital room you want.Optional covers are also available for infertility treatment, accidents, and serious illnesses.
ManipalCigna ProHealth Select Insurance Plan
ManipalCigna ProHealth Select is a flexible health insurance plan. You can pick the coverage you need to protect yourself and your family in the best way.Features:It covers hospital stays and daycare treatments (small surgeries).You can get AYUSH treatments (like Ayurveda and Homeopathy) and home treatment covered.Costs for donor and ambulance services are also paid by this plan.For every year you don’t make a claim, you get a 5% bonus, up to 100% extra coverage.You can choose extra options like a bigger bonus, no room rent limit, and no deductible (no extra payment).There is also an optional Re-Assurance cover for more protection.
ManipalCigna Lifestyle Protection Critical Care Plan
ManipalCigna Lifestyle Protection Critical Care helps you by giving money if you get a serious illness. It covers many major diseases, so you can focus on getting better without money worries.Features:The Basic plan covers 15 serious illnesses, and the Enhanced plan covers 30 illnesses like cancer, coma, and kidney failure.When you are diagnosed with one of these illnesses, you get a lump sum payment up to 100% of your insured amount.If you choose staggered payouts, you get 10% extra money on top of your sum insured.The plan also gives health programs to help you manage your lifestyle and check your health risks.
ManipalCigna Health 360 Rider
ManipalCigna Health 360 is an extra cover you can add to your health insurance. It gives you more protection for doctor visits, tests, medicines, and other health needs.Features:It pays for doctor visits (OPD), tests, and medicine bills.The Shield plan also covers non-medical costs during hospital stays, like food and travel.It covers special medical equipment used in the hospital or after you go home.Your insured amount gets fully restored many times a year, so you stay protected.It also pays for an air ambulance if you need urgent air travel to the hospital.The Advance plan lets you choose any type of hospital room you want.
Health Insurance Plans By ManipalCigna
FAQs
No. ManipalCigna is a company made by two big companies, Manipal from India and Cigna from the USA. They work together to give health insurance.
Plans like Super Top Up, Secure Health, and Flexicare Group Insurance cover AYUSH treatments like Ayurveda and Homeopathy.
They have different plans for individuals, families, senior citizens, groups, and more.
You show your health card at a hospital linked with ManipalCigna. Then, ManipalCigna pays the hospital bills directly, so you don’t have to pay first.
Yes, you can add extra benefits called riders to your main plan to make it better.