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ManipalCigna Lifestyle Protection Critical Care Basic Policy
The Manipal Cigna Lifestyle Protection Critical Care Basic Policy is a health insurance plan for serious illnesses. People between the ages of 18 to 65 can buy this policy. You can take it just for yourself or for your whole family. This plan covers 15 major illnesses.- 01
Here are some important details or features of this plan:
You can choose a cover amount between Rs. 1 lakh and Rs. 25 crore. It helps you financially in the treatment of 15 critical illnesses and medical procedures.You can choose if you want to get the money all at once (lump sum) or in parts (staggered payout).You will get the benefit even if you are diagnosed outside India.You can take the policy for 1, 2, or 3 years.It covers you, your husband or wife, children, parents, in-laws, brothers, sisters, and even grandchildren if they depend on you.You can also pay the premium once or in parts, yearly, half-yearly, quarterly, or monthly.
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The Critical Care Basic Policy helps cover these serious illnesses:
CancerA stroke that causes lasting problemsLoss of sightKidney failure needing dialysisDeafnessHeart attack (first one with specific severity)Open chest heart surgery (CABG)Coma with a serious conditionPermanent paralysis of limbsMajor organ or bone marrow transplantAorta graft surgeryOpen heart valve replacementMotor neuron diseaseSclerosis with ongoing symptomsPrimary pulmonary hypertension
Health Insurance Plans By Manipal Cigna
ManipalCigna Lifestyle Protection Critical Care Enhanced Plan
This plan gives you a fixed amount of money if you are diagnosed with any of the 30 serious illnesses listed. If you choose the staggered payout option, you will get an extra 10% of the cover amount. The plan can protect you up to ten times your yearly income.
Here are some diseases that are covered under this plan:
Parkinson’s diseaseLoss of hearingStrokeMajor burnsBrain tumorKidney failureCancer of specific severityApallic syndromeLoss of sightComa of specified severityAplastic anaemiaHepatitisHeart attackMuscular dystrophyOpen chest CABGParalysisSystemic Lupus ErythematosusBacterial meningitisEnd-stage liver diseasePrimary pulmonary hypertensionEnd-stage kidney diseaseGraft surgeryLoss of speechCystic diseaseAlzheimer’s disease
Features and Benefits:
You can get the money all at once (lump sum) or in parts over time (staggered payout).The plan pays you if you are diagnosed with the illness anywhere in the world.You can choose a cover amount from ₹1 lakh to ₹25 Crore.