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Eligibility Criteria

Features ManipalCigna Super top-up Plus ManipalCigna Super top-up Select
Sum Insured3 lakh - 10 lakh1 lakh - 30 lakh
Deductible3 lakh - 10 lakh1 lakh - 30 lakh
Minimum Entry AgeChildren: 91 days, Adult: 18 yearsChildren: 91 days, Adult: 18 years
Maximum Entry AgeChildren: 23 years, Adult: No limitChildren: 23 years, Adult: No limit
Waiting period for pre-existing disease48 months48 months

Health Insurance Plans By Manipal Cigna

What is covered in ManipalCigna Super Top-up Health Plans?

These plans pay for many health costs, including and These things are not paid by the plan:

Covered

  • Hospital bills before and after your stay (60 days before and 90 days after).
  • Treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy, if done at government-approved places.
  • Daycare treatments where you stay less than 24 hours for surgery or healing.
  • Extra cover for 11 serious illnesses.
  • Some non-medical costs are up to a certain limit.
  • Hospital bills for the organ donor if you have a major organ transplant.

Not Covered

  • Costs for finding out or checking your illness at first.
  • Costs for rehab or short rest care.
  • Weight loss surgeries unless your policy says it is covered.
  • Gender change surgery.
  • Cosmetic or plastic surgeries, unless your policy allows them.
  • Injuries from adventure sports (except for some allowed cases).
  • Injury or illness from breaking the law.
  • Treatments that are not proven to work.
  • Eye surgery to fix sight if the problem is less than 7.5 dioptres.
  • Costs related to having children or fertility.
  • Dental care, unless it is necessary because of an accident or injury.

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