ManipalCigna Super Top-Up Plans
The ManipalCigna Super Top-up Plan helps you pay extra medical bills when your regular health insurance is not enough. It gives you moreRead More
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Round-the-Clock Support24/7 claim assistance
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Eligibility Criteria
| Features | ManipalCigna Super top-up Plus | ManipalCigna Super top-up Select |
|---|---|---|
| Sum Insured | 3 lakh - 10 lakh | 1 lakh - 30 lakh |
| Deductible | 3 lakh - 10 lakh | 1 lakh - 30 lakh |
| Minimum Entry Age | Children: 91 days, Adult: 18 years | Children: 91 days, Adult: 18 years |
| Maximum Entry Age | Children: 23 years, Adult: No limit | Children: 23 years, Adult: No limit |
| Waiting period for pre-existing disease | 48 months | 48 months |
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What is covered in ManipalCigna Super Top-up Health Plans?
These plans pay for many health costs, including and These things are not paid by the plan:
Covered
- Hospital bills before and after your stay (60 days before and 90 days after).
- Treatments like Ayurveda, Yoga, Unani, Siddha, and Homeopathy, if done at government-approved places.
- Daycare treatments where you stay less than 24 hours for surgery or healing.
- Extra cover for 11 serious illnesses.
- Some non-medical costs are up to a certain limit.
- Hospital bills for the organ donor if you have a major organ transplant.
Not Covered
- Costs for finding out or checking your illness at first.
- Costs for rehab or short rest care.
- Weight loss surgeries unless your policy says it is covered.
- Gender change surgery.
- Cosmetic or plastic surgeries, unless your policy allows them.
- Injuries from adventure sports (except for some allowed cases).
- Injury or illness from breaking the law.
- Treatments that are not proven to work.
- Eye surgery to fix sight if the problem is less than 7.5 dioptres.
- Costs related to having children or fertility.
- Dental care, unless it is necessary because of an accident or injury.