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Go Digit Bike Insurance
Go Digit Bike Insurance, offered by Go Digit Insurance, is a popular choice for two-wheeler owners looking for simple and reliable protection. The company, Go Digit General Insurance Limited, was founded in 2016. The headquarters is situated in Bengaluru, India. Since its formation, Digit has focused on making insurance easy to understand and easy to buy through digital processes. Digit bike insurance provides coverage against accidents, theft, natural disasters, and third-party liabilities. With quick claim settlement and user-friendly services, Go Digit bike insurance has become a trusted option for riders across the country.
Key Features of Digit Bike Insurance
Here are some key features of Go Digit bike insurance:| Features | Explanation |
|---|---|
| Policy Type | Offers third-party, standalone own-damage, and comprehensive bike insurance plans. |
| Cashless Network Garages | Provides access to 10,000+ cashless network garages for easy and hassle-free repairs. |
| Claim Settlement | Offers a quick and simple claim process, with a high claim settlement rate. |
| Add-on Covers | Includes add-ons like zero depreciation, engine protection, return-to-invoice, and breakdown assistance. |
| No Claim Bonus (NCB) | Gives a premium discount for every year without a claim. |
| 24x7 Roadside Assistance | Offers round-the-clock help for breakdowns, towing, or emergencies. |
| Coverage for Damages | Covers damages from accidents, fire, theft, natural disasters, and man-made events. |
| Personal Accident Cover | Provides PA cover for the owner-driver as required by IRDAI. |
| Customer Support | Ensures easy and responsive customer support through digital platforms. |
Bike Insurance Plans By Go Digit
Benefits of Go Digit Bike Insurance
Here are some key benefits of Go Digit Bike Insurance
- 01
Easy and fast process
Buying and renewing Digit bike insurance is very simple because most steps are done online.
- 02
10,000+ cashless garages
Repairs can be done at network garages without paying upfront, making the process smooth and stress-free.
- 03
Quick claim settlement
Digit is known for settling claims faster with an easy digital process, including smartphone-enabled self-inspection.
- 04
Wide coverage options
Digit bike insurance protects your bike from accidents, theft, fire, natural disasters, and third-party losses.
- 05
Useful add-ons
Add-ons such as zero depreciation, engine protection, and roadside assistance provide extra safety when needed.
- 06
No Claim Bonus (NCB)
You get a discount on your premium for every year you do not make a claim.
- 07
Affordable premiums
Digit offers budget-friendly plans that give good coverage without high costs.
- 08
24x7 roadside help
If your bike breaks down, help is available anytime through Digit’s roadside assistance service.
- 09
Strong customer support
Digit provides quick and helpful customer service through calls, chat, and online platforms.
Inclusions and Exclusions of Digit Bike Insurance
Understanding the inclusions and exclusions of Digit Bike Insurance helps you know exactly what the policy covers and what it does not. This makes choosing the right plan much easier.
What it Covers
Accidental damage
Covers damage to the bike if it meets with an accident.
Theft of the bike
Provides financial protection if the bike is stolen.
Fire damage
Covers loss or damage caused by fire, explosion, or self-ignition.
Natural disasters
Protects the bike from floods, storms, cyclones, earthquakes, and other natural events.
Man-made disasters
Covers riots, strikes, vandalism, and other man-made incidents.
Third-party liabilities
Pays for damage or injury caused to another person, vehicle, or property.
Personal Accident Cover
Offers compulsory PA cover for the owner-driver as per IRDAI guidelines.
Add-on benefits (if purchased)
Zero depreciation, engine protection, roadside assistance, return-to-invoice, etc.
What Does it not Cover
Regular wear and tear
Normal ageing of the bike and routine wear and tear are not covered.
Mechanical or electrical failure
Breakdown due to mechanical or electrical issues is not included.
Drunk or illegal driving
No coverage if the bike is used under the influence of alcohol or for illegal activities.
Driving without a valid license
Claims are not accepted if the rider does not hold a valid driving licence.
Use outside policy terms
No coverage if the bike is used commercially when insured for personal use.
Damage due to war or nuclear risks
Loss caused by war, mutiny, or nuclear activities is not covered.
Consequential loss
Any loss that happens indirectly due to an incident is not covered.
Documents Required for Buying Go Digit Bike Insurance
Here are the documents required for buying Go Digit Bike Insurance:Bike Registration Certificate (RC)Valid Driving LicencePAN Card or Aadhar CardBike’s Chassis or Engine NumberBike Invoice (if needed for add-ons)
Here are the steps to buy Go Digit bike insurance:Enter Bike Details Open the Digit app or website and enter your bike’s registration number. Then select your policy type.Choose a Plan Pick the bike insurance plan you want and add any extra covers you need.Enter Personal Details Fill in your personal details, nominee details, and bike information.Make Payment Pay for the policy and complete the required KYC process.Download the Document You will get your policy document through email, SMS, and WhatsApp. You can also check it anytime on the Digit App.
Easy Steps to Buy Go Digit Bike Insurance
FAQs
Go Digit Bike Insurance is a two-wheeler insurance policy offered by Go Digit Insurance. It protects your bike from accidents, theft, fire, and third-party damages.
Digit bike insurance covers accidental damage, natural disasters, man-made damage, theft, and third-party losses. You also get a personal accident cover for the owner-driver.
Yes, Go Digit Insurance is known for its simple process, quick claims, and 10,000+ cashless garages, making it a reliable choice for bike insurance.
Yes, you can easily buy or renew Digit bike insurance online through the Digit website or app by entering your bike details.
Yes, you can add extra covers like zero depreciation, engine protection, roadside assistance, and return-to-invoice to enhance your Digit bike insurance plan.
You generally need your bike’s RC, driving licence, ID proof, and old policy (for renewal).
You can file a claim through the Digit app or website using their quick digital process, including self-inspection through your smartphone.