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Go Digit Own Damage Bike Insurance
Go Digit Own Damage Bike Insurance covers damage or loss to your own bike only. It protects your bike against accidents, fire, theft, natural disasters, and man-made events. This policy does not cover third-party injury or property damage. It is suitable for bike owners who already have a valid third-party insurance policy and want protection for repair or replacement costs. The policy can be bought or renewed online easily. Add-ons like zero depreciation and roadside assistance can be included.
Key Features of Go Digit Standalone Bike Insurance
Here are some of the key features of Go Digit Standalone Bike Insurance:
- 01
Accidental Damage Coverage
Covers repair or replacement costs if your bike is damaged due to accidents, collisions, or falls.
- 02
Natural Calamities Protection
Provides coverage for damage caused by floods, earthquakes, cyclones, storms, lightning, or falling objects.
- 03
Theft Coverage
Offers financial protection if your bike is stolen or damaged due to burglary or theft.
- 04
Man-Made Events Cover
Covers damage caused due to riots, strikes, vandalism, or malicious acts.
- 05
No Claim Bonus (NCB)
You get a discount on your premium for every claim-free year at the time of renewal.
- 06
Add-On Covers
Allows you to add covers like Zero Depreciation, Engine Protection, Roadside Assistance, Return to Invoice, and Tyre Protection.
- 07
Cashless Garage Network
Access to 10,000+ Go Digit network garages for cashless bike repairs.
- 08
Easy Online Purchase and Renewal
The policy can be bought or renewed online quickly through the Go Digit website or app.
- 09
Simple Claim Process
Offers a fast digital claim process with smartphone-based self-inspection.
Bike Insurance Plans By Go Digit
What Does Go Digit Standalone Bike Insurance Cover & Not Cover?
Explore what’s covered and what’s not covered under Go Digit Standalone Bike Insurance
This insurance covers:
Damage to your bike due to accidents or collisions
Loss or damage caused by fire or explosion
Theft or burglary of the bike
Damage due to floods, storms, earthquakes, or other natural disasters
Damage caused by riots, vandalism, or strikes
Cashless repair services at network garages
This insurance does not cover:
Third-party injury or property damage
Riding under the influence of alcohol or drugs
Riding without a valid driving licence
Normal wear and tear or ageing of bike parts
Mechanical or electrical breakdown not caused by an accident
Damage outside India
Loss or damage due to war, mutiny, or nuclear risks
Benefits of Go Digit Standalone Bike Insurance
Here are the benefits of Go Digit Standalone Bike Insurance:It protects your bike from accidents, fire, theft, and natural disasters.
Covers damage caused by riots, vandalism, or other man-made events.
Offers helpful add-ons, including zero depreciation, engine protection, roadside assistance, and return-to-invoice.
Standalone gives a No Claim Bonus for every claim-free year, helping reduce renewal costs.
This pays the insured value if the bike is stolen or totally damaged.
Allows cashless repairs at 10,000+ Go Digit network garages across India.
Saves you from sudden repair expenses and lets you ride with peace of mind.
FAQs
Go Digit Standalone Bike Insurance, also called Own Damage cover, protects only your bike against damage or loss. It does not include third-party cover.
It covers damage resulting from accidents, theft, fire, natural disasters, and man-made events such as riots or vandalism.
No, third-party insurance is not included. A separate third-party bike insurance policy is mandatory by law.
Yes, add-ons like zero depreciation, engine protection, roadside assistance, and return to invoice can be added.
Yes, you earn a No Claim Bonus for every year you do not make a claim.