Go Digit Own Damage Bike Insurance

Go Digit Own Damage Bike Insurance covers damage or loss to your own bike only. It protects your bike against accidents, fire, theft, Read More

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It is suitable for bike owners who already have a valid third-party insurance policy and want protection for repair or replacement costs. The policy can be bought or renewed online easily. Add-ons like zero depreciation and roadside assistance can be included.

Key Features of Go Digit Standalone Bike Insurance

Here are some of the key features of Go Digit Standalone Bike Insurance:

  • 01

    Accidental Damage Coverage

    Covers repair or replacement costs if your bike is damaged due to accidents, collisions, or falls.

  • 02

    Natural Calamities Protection

    Provides coverage for damage caused by floods, earthquakes, cyclones, storms, lightning, or falling objects.

  • 03

    Theft Coverage

    Offers financial protection if your bike is stolen or damaged due to burglary or theft.

  • 04

    Man-Made Events Cover

    Covers damage caused due to riots, strikes, vandalism, or malicious acts.

  • 05

    No Claim Bonus (NCB)

    You get a discount on your premium for every claim-free year at the time of renewal.

  • 06

    Add-On Covers

    Allows you to add covers like Zero Depreciation, Engine Protection, Roadside Assistance, Return to Invoice, and Tyre Protection.

  • 07

    Cashless Garage Network

    Access to 10,000+ Go Digit network garages for cashless bike repairs.

  • 08

    Easy Online Purchase and Renewal

    The policy can be bought or renewed online quickly through the Go Digit website or app.

  • 09

    Simple Claim Process

    Offers a fast digital claim process with smartphone-based self-inspection.

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What Does Go Digit Standalone Bike Insurance Cover & Not Cover?

Explore what’s covered and what’s not covered under Go Digit Standalone Bike Insurance

This insurance covers:

  • Damage to your bike due to accidents or collisions

  • Loss or damage caused by fire or explosion

  • Theft or burglary of the bike

  • Damage due to floods, storms, earthquakes, or other natural disasters

  • Damage caused by riots, vandalism, or strikes

  • Cashless repair services at network garages

This insurance does not cover:

  • Third-party injury or property damage

  • Riding under the influence of alcohol or drugs

  • Riding without a valid driving licence

  • Normal wear and tear or ageing of bike parts

  • Mechanical or electrical breakdown not caused by an accident

  • Damage outside India

  • Loss or damage due to war, mutiny, or nuclear risks

Benefits of Go Digit Standalone Bike Insurance

Here are the benefits of Go Digit Standalone Bike Insurance:
  • It protects your bike from accidents, fire, theft, and natural disasters.

  • Covers damage caused by riots, vandalism, or other man-made events.

  • Offers helpful add-ons, including zero depreciation, engine protection, roadside assistance, and return-to-invoice.

  • Standalone gives a No Claim Bonus for every claim-free year, helping reduce renewal costs.

  • This pays the insured value if the bike is stolen or totally damaged.

  • Allows cashless repairs at 10,000+ Go Digit network garages across India.

  • Saves you from sudden repair expenses and lets you ride with peace of mind.

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FAQs

What is Go Digit Standalone Bike Insurance?

What does Go Digit Standalone Bike Insurance cover?

Is third-party insurance included in this policy?

Can add-ons be added to Go Digit Standalone Bike Insurance?

Does this policy offer a No Claim Bonus?



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