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Inclusions & Exclusions of Go Digit Zero Depreciation Bike Insurance
Go Digit Zero Depreciation Bike Insurance is an add-on cover available with comprehensive or standalone own damage bike insurance. Below are its key inclusions and exclusions:
Inclusions
Pays the full repair or replacement cost without applying depreciation.
Covers bike parts like plastic, rubber, fibre, and glass without reducing their value.
Covers damage caused due to accidents, fire, theft, and natural disasters.
Allows cashless repairs at Go Digit’s network garages.
Reduces the amount you need to pay from your own pocket during a claim.
Exclusions
Total loss or theft claims are settled based on the insured declared value (IDV).
Damage caused while riding under the influence of alcohol or drugs.
Riding the bike without a valid driving licence.
Normal wear and tear, ageing, or mechanical and electrical failures.
Certain parts like tyres, tubes, nuts, bolts, and lubricants, unless mentioned in the policy.
Mandatory deductibles that must be paid by the policyholder.
Bike Insurance Plans By Go Digit
Benefits of Go Digit Zero Depreciation Bike Insurance
Here are some key benefits of Go Digit Zero Depreciation bike insurance: No depreciation deduction You get a higher claim amount as depreciation is not reduced from the repair cost.Full claim value Helps you receive almost the full repair cost during a claim.Covers costly bike parts Protects expensive parts like plastic and fibre without lowering their value.Lower repair expenses Reduces out-of-pocket costs after an accident.Ideal for new bikes Best suited for new or high-value bikes with costly spare parts.Useful in heavy traffic Helpful for riders in busy areas where minor damage is common.Affordable add-on Comes at a reasonable cost while offering strong financial protection.
Here are the steps to buy Digit zero depreciation bike insurance easily:Step 1: Enter Bike Details: Visit the Go Digit website or open the Digit App. Enter your bike’s registration number and click on View Prices.Step 2: Choose the Insurance Plan: Select Comprehensive Bike Insurance or Standalone Own Damage Bike Insurance. Then choose the Zero Depreciation add-on from the available add-ons.Step 3: Enter Personal and Nominee Details: Fill in your personal details, nominee information, and bike details carefully.Step 4: Complete Payment and KYC: Make the payment online and complete the mandatory KYC process. Once done, the policy will be issued and will be available on the Digit App and via email.