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Go Digit Third Party Bike Insurance
Go Digit Third Party Bike Insurance is a basic and mandatory cover offered under Go Digit Bike Insurance. This policy protects you from legal and financial liabilities if your bike causes damage to another person, their vehicle, or their property. It also covers injury or death of a third party, as required by law.
As part of Go Digit Third Party Bike Insurance, the insurer pays for these third-party losses, so the bike owner does not face heavy expenses or legal trouble. This is the simplest and most affordable form of bike insurance from Go Digit Insurance, designed to meet legal requirements and offer essential protection on the road.
Key Features of Go Digit Third-Party Bike Insurance
Here are the key features of Go Digit Third-Party Bike Insurance:
- 01
Legally Mandatory Cover
This policy meets the legal requirement under the Motor Vehicles Act, making it compulsory for every bike owner.
- 02
Covers Third-Party Injury or Death
If your bike causes injury or accidental death to a third person, Go Digit pays for the compensation.
- 03
Covers Third-Party Property Damage
The policy covers damage caused to someone else's vehicle or property.
- 04
Affordable Premium
Third-party plans under Go Digit Bike Insurance come at a low and budget-friendly premium.
- 05
Easy Online Purchase
You can buy or renew the plan online with a simple and quick process.
- 06
Reduces Legal Liability
It protects you from legal trouble, fines, and court liabilities that may arise after an accident.
- 07
Suitable for Basic Protection
Best for bike owners who need mandatory legal cover without additional features.
Bike Insurance Plans By Go Digit
Inclusions and Exclusions of Go Digit Bike Insurance
What Does It Cover?
Damage to person
Covers medical costs or compensation if someone is injured because of your bike.
Death of a third person
Provides financial support or compensation in case of accidental death of a third party.
Damage to third-party property
Pays for damage caused to another person's vehicle or property.
Legal liability
Covers legal expenses if a case is filed against you due to an accident.
What It Does Not Cover?
Damage to your own bike
Repairs or losses to your own vehicle are not covered.
Injury to the owner-driver
Does not cover accident injuries of the bike owner (except PA cover if purchased separately).
Theft of the bike
No protection if your bike gets stolen.
Damage from fire, floods, or natural disasters
Loss caused by natural or man-made events is not included.
Driving under alcohol or drugs
No coverage if the rider was intoxicated during the accident.
Riding without a valid licence
Claims are rejected if the rider does not hold a valid driving licence.
Using the bike for commercial or illegal work
No coverage if the bike is used outside the permitted purpose.
Mechanical or electrical failure
Normal breakdowns are not covered.
FAQs
It is a basic insurance plan from Go Digit that covers damage or injury caused to another person, their vehicle, or their property.
Yes. Indian law requires every bike owner to have at least third-party insurance.
No, it only covers third-party losses, not damage to your own bike.
No, the premium is affordable because it covers only basic legal protection.
You may face fines, legal trouble, or penalties because it is a legal requirement.
Yes, you can buy or renew it quickly through the Go Digit website or app.
It does not include PA cover automatically, but owner-driver PA cover must be purchased separately as required by law.