Two Wheeler

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Key Features of Go Digit Comprehensive Bike Insurance

Here are some key features of Go Digit Comprehensive Bike Insurance:

  • 01

    Own-Damage and Third-Party Cover

    It protects your bike from damage and also covers third-party losses like injury or property damage.

  • 02

    Accident Protection

    Covers repair costs if your bike meets with an accident.

  • 03

    Theft and Fire Coverage

    Provides compensation if your bike is stolen or damaged by fire.

  • 04

    Natural Disaster Protection

    Covers damage caused by floods, storms, earthquakes, and other natural events.

  • 05

    Man-Made Event Cover

    Protects against damage due to riots, vandalism, or strikes.

  • 06

    Add-On Options

    Allows extra covers like zero depreciation, engine protection, roadside assistance, and more.

  • 07

    Personal Accident Cover

    Offers financial support for the owner-driver in case of injury or death.

  • 08

    10,000+ Cashless Garages

    You can get cashless repairs at a large network of garages.

  • 09

    Fast Claim Settlement

    Quick and smooth claim process for easier support during emergencies.

Bike Insurance Plans By Go Digit

What Does Go Digit Comprehensive Bike Insurance Cover & Not Cover?

What Does Go Digit Comprehensive Bike Insurance Cover & Not Cover?

  • Go Digit Comprehensive Bike Insurance covers many types of expenses and damages. Here are the common inclusions:InclusionsDamage caused to third-party vehicles and injuries to third-party individuals.Damage to your bike due to accidents or collisions.Loss of the bike due to theft or burglary.Damage caused by natural disasters like floods, storms, earthquakes, or fire.Damage due to man-made events such as riots, strikes, or vandalism.Personal accident cover for the owner-driver as per IRDAI rules.Cashless repair facility at 10,000+ network garages.Extra protection is available with add-ons like zero depreciation, engine protection, and roadside assistance.Here are the common exclusions under Go Digit Comprehensive Bike Insurance:ExclusionsRiding the bike without a valid driving licence.Riding under the influence of alcohol or drugs.Accidents that happen outside India.Damage caused due to negligence, such as leaving the bike unlocked.Wear and tear from daily use and the ageing of parts.Mechanical or electrical breakdown not caused by an accident.Damage during racing, stunt riding, or unlawful activities.Using a private bike for commercial purposes.If the insurance policy has expired at the time of the accident.

  • Why is Go Digit Comprehensive Bike Insurance Important?

  • Go Digit Comprehensive Bike Insurance is important because it protects your bike, covers third-party damages, offers helpful add-ons, and provides cashless repairs. Some of the key benefits are as follows:Protects your bike and third parties The policy covers damage to your own bike as well as injury or property damage caused to third parties.Financial safety It saves you from paying high repair costs or compensation charges after an accident.Covers natural disasters and theft You get protection against floods, storms, fire, and theft, giving complete safety for your bike.Add-on cover options You can enhance your coverage with add-ons like zero depreciation, engine protection, roadside assistance, and more.Cashless repairs The policyholder can use cashless repair services at Go Digit’s 10,000+ network garages.Peace of mind With full coverage and easy claims, you can ride without worrying about unexpected expenses or legal troubles.

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