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Go Digit Comprehensive Bike Insurance
Go Digit Comprehensive Bike Insurance provides complete protection for your bike and covers comprehensive losses. It includes damage from accidents, theft, fire, natural disasters, and man-made events. The policy also handles legal and financial liabilities if your bike harms another person or property. You can add extra covers like zero depreciation, engine protection, and roadside assistance for better safety. With easy online purchase, fast claims, and 10,000+ cashless garages, it offers strong all-around protection.
Key Features of Go Digit Comprehensive Bike Insurance
Here are some key features of Go Digit Comprehensive Bike Insurance:
- 01
Own-Damage and Third-Party Cover
It protects your bike from damage and also covers third-party losses like injury or property damage.
- 02
Accident Protection
Covers repair costs if your bike meets with an accident.
- 03
Theft and Fire Coverage
Provides compensation if your bike is stolen or damaged by fire.
- 04
Natural Disaster Protection
Covers damage caused by floods, storms, earthquakes, and other natural events.
- 05
Man-Made Event Cover
Protects against damage due to riots, vandalism, or strikes.
- 06
Add-On Options
Allows extra covers like zero depreciation, engine protection, roadside assistance, and more.
- 07
Personal Accident Cover
Offers financial support for the owner-driver in case of injury or death.
- 08
10,000+ Cashless Garages
You can get cashless repairs at a large network of garages.
- 09
Fast Claim Settlement
Quick and smooth claim process for easier support during emergencies.
Bike Insurance Plans By Go Digit
What Does Go Digit Comprehensive Bike Insurance Cover & Not Cover?
Go Digit Comprehensive Bike Insurance covers many types of expenses and damages. Here are the common inclusions:InclusionsDamage caused to third-party vehicles and injuries to third-party individuals.Damage to your bike due to accidents or collisions.Loss of the bike due to theft or burglary.Damage caused by natural disasters like floods, storms, earthquakes, or fire.Damage due to man-made events such as riots, strikes, or vandalism.Personal accident cover for the owner-driver as per IRDAI rules.Cashless repair facility at 10,000+ network garages.Extra protection is available with add-ons like zero depreciation, engine protection, and roadside assistance.Here are the common exclusions under Go Digit Comprehensive Bike Insurance:ExclusionsRiding the bike without a valid driving licence.Riding under the influence of alcohol or drugs.Accidents that happen outside India.Damage caused due to negligence, such as leaving the bike unlocked.Wear and tear from daily use and the ageing of parts.Mechanical or electrical breakdown not caused by an accident.Damage during racing, stunt riding, or unlawful activities.Using a private bike for commercial purposes.If the insurance policy has expired at the time of the accident.
Go Digit Comprehensive Bike Insurance is important because it protects your bike, covers third-party damages, offers helpful add-ons, and provides cashless repairs. Some of the key benefits are as follows:Protects your bike and third parties The policy covers damage to your own bike as well as injury or property damage caused to third parties.Financial safety It saves you from paying high repair costs or compensation charges after an accident.Covers natural disasters and theft You get protection against floods, storms, fire, and theft, giving complete safety for your bike.Add-on cover options You can enhance your coverage with add-ons like zero depreciation, engine protection, roadside assistance, and more.Cashless repairs The policyholder can use cashless repair services at Go Digit’s 10,000+ network garages.Peace of mind With full coverage and easy claims, you can ride without worrying about unexpected expenses or legal troubles.
Why is Go Digit Comprehensive Bike Insurance Important?
FAQs
Go Digit Comprehensive Bike Insurance is a complete two-wheeler insurance plan that covers damage to your own bike as well as third-party injury or property damage. It also protects against theft, fire, accidents, and natural disasters.
It covers own-bike damage, third-party liabilities, theft, fire, natural calamities, man-made events, and personal accident cover for the owner-driver.
Yes, third-party liability cover is included as part of the comprehensive bike insurance policy.
Yes, if your bike is stolen, the policy provides financial compensation based on the insured value, subject to policy terms.
Yes, damage caused due to floods, storms, earthquakes, cyclones, or fire is covered under Go Digit Comprehensive Bike Insurance.
Yes, you can enhance the policy with add-ons like zero depreciation, engine protection, roadside assistance, and return to invoice.
Yes, personal accident cover for the owner-driver is included as per IRDAI guidelines.
Yes, repair costs due to accidents or collisions are covered under the own-damage section of the policy.