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Reliance Car Insurance
Reliance General Insurance Company Limited, commonly known for its Reliance Car Insurance plans, was incorporated on 17 August 2000 and is headquartered in Mumbai, Maharashtra. The company was promoted by Reliance Capital, which is part of the Anil Dhirubhai Ambani Group.
It offers a wide range of general insurance products, including motor insurance for cars, bikes, and commercial vehicles. The insurer has a strong presence across India with a large branch and agent network, making car insurance services easily accessible to customers.
Key Features of the Reliance Car Insurance Plan
Here are the key features of the Reliance Car Insurance Policy:| Key Features | Description |
|---|---|
| Policy Type | Offers Third-Party, Standalone Own Damage, and Comprehensive car insurance plans |
| Cashless Network Garages | Access to 11,000+ cashless garages across India |
| Claim Settlement | Fast claim process with digital support through the Self-i App |
| Add-on Covers | Zero Depreciation, Roadside Assistance, Engine Protection, Key Replacement, Consumables, and more |
| No Claim Bonus (NCB) | Attractive discounts for every claim-free year |
| 24x7 Roadside Assistance | Instant breakdown support anywhere in India |
| Coverage for Damages | Covers theft, accidents, fire, natural, and man-made disasters |
| Personal Accident Cover | Up to Rs. 15 lakh for the owner-driver, with optional passenger cover |
| Customer Support | Round-the-clock customer assistance and claim help |
Motor Insurance Plans By Reliance
Benefits of the Reliance Car Insurance Policy
Here are the benefits of Reliance Car Insurance for the car owners and the insured car itself:
- 01
Fast Online Purchase
You can buy a Reliance car insurance policy within minutes without any paperwork.
- 02
Wide Cashless Network
Get cashless repairs at over 11,000+ partner garages across India.
- 03
Strong Damage Protection
Covers your car against accidents, theft, fire, and natural disasters.
- 04
Smart Add-ons
Add extra covers like Zero Depreciation, Engine Protection, and Roadside Assistance for better protection.
- 05
Save More with NCB
Earn attractive discounts on renewal for every year without a claim.
- 06
24/7 Roadside Help
Get immediate support during breakdowns or emergencies, anytime you need it.
- 07
Personal Accident Cover
Ensures financial support for the owner-driver with optional passenger cover.
- 08
Digital Claim Support
Fast and simple claim process through their Self-i App for quick settlement.
- 09
Hassle-free Driving
Enjoy total peace of mind knowing your car is financially safe on the road.
Inclusions and Exclusions of Reliance Car Insurance
Reliance Car Insurance provides coverage for many types of vehicle damage, but certain situations are not covered. The covered things are called inclusions, and the things not covered are known as exclusions. It’s important to understand both before purchasing a plan.
What it Covers
These are the vehicle issues that Reliance car insurance covers:
These are the vehicle issues that Reliance car insurance covers:
Theft or complete loss of the vehicle
Damages due to natural disasters like floods, storms, and earthquakes
Fire, explosion, riots, and other man-made incidents
Accidental damage to the car
Transit damage while moving the vehicle by road, rail, air, or water
Third-party liability for personal injury, death, or property damage
Personal Accident Cover for the owner-driver
Optional add-on coverage for passengers and additional protection
What Does it not Cover
These are the situations where Reliance does not offer coverage:
Accident while driving without a valid driving licence
Driving under the influence of alcohol or drugs
Natural wear and tear or depreciation of parts
Repairs for routine maintenance and mechanical breakdown
Damages due to careless or intentional misuse of the vehicle
Using a private car for commercial purposes without proper insurance
Damage caused during racing, illegal activities, or speed testing
Loss due to war, nuclear risks, or similar dangers
Consumables and depreciation costs unless add-ons are purchased
Available Add-ons in Reliance Car Insurance Cover
Here are the available add-ons in the Reliance car insurance policy:Zero Depreciation Cover No deductions for depreciation with this add-on. You can enjoy the full claim amount when parts are replaced.Engine Protection Cover Helps you avoid heavy repair bills if your engine gets damaged due to waterlogging or oil leakage.Roadside Assistance Cover This add-on helps you to get help anytime with towing, jump-starts, or even emergency fuel delivery.Key & Lock Replacement Cover Misplaced your keys or had them stolen? This add-on covers replacement and fitting costs.Consumables Cover Covers the small repair essentials like oils, nuts, and bolts — things that usually come from your pocket.Return-to-Invoice Cover If your car is stolen or completely damaged, this add-on pays you the original invoice value, including taxes.Passenger Accident Cover Adds extra protection for your co-passengers, keeping everyone in the car safer financially.Tyre & Rim Damage Cove Protects you against accidental tyre bursts or rim damage — great for rough roads or pothole hits.Additional Towing Expenses If your car needs to be taken to a garage after an accident, this helps cover the extra towing charges.
Documents Required for Buying Reliance Car Insurance
To buy a Reliance car insurance policy easily, keep the following documents ready:Car detailssuch as registration number, model, fuel type, engine, and chassis numberPersonal details like your full name, date of birth, phone number, and addressID proof,which includes an Aadhaar card, PAN card, passport, or driving licenceAddress proofsuch as Aadhaar card, voter ID, or utility billVehicle RC(Registration Certificate) for existing carsNominee information, including name and relationship, for Personal Accident CoverPassport-size photograph is required for KYC verification
How to Buy Reliance Car Insurance?
Here are the steps to buy a Reliance Car Insurance Policy:
Official Website of Reliance Car Insurance
Visit the Website Go to the Reliance General Insurance website and enter your car’s registration number, mobile number, and email ID. Then click on “View Prices”.Choose Coverage Options Select the add-ons you want, apply available discounts, and choose the suitable Insured Declared Value (IDV) from the given options.Select Your Plan Check the available car insurance plans and click “Buy Now” on the one that fits your needs.Review Policy Details Verify all details shown on the screen, like coverage, policy inclusions, and premium amount. Once confirmed, click “Next”.Make the Payment Choose your preferred payment method and complete the transaction. A soft copy of your policy will be emailed to you instantly for your records.
From the Square Insurance Official Website
Step 1 Visit the Reliance General Insurance website and select the “Car Insurance” option.Step 2 Enter your vehicle registration number or choose “New Car” if your car is not registered yet.Step 3 Provide important car details such as make, model, variant, fuel type, and registration year.Step 4 Fill in your personal details and click Next to proceed.Step 5 Browse through the available plans and pick the one that suits your coverage needs and budget.Step 6 Customize your policy by adding useful add-ons like Zero Depreciation or Engine Protection.Step 7 Make a secure online payment via UPI, debit card, credit card, or net banking to complete the purchase.Step 8 Check your email to get your policy documents from Reliance Car Insurance Policy.
FAQs
Yes, you can easily purchase it online through the Reliance General Insurance website without any paperwork.
You need your car’s registration number, model, fuel type, and your personal details like name, phone number, and address.
Yes, all payments made through UPI, cards, or net banking are secure and encrypted.
Absolutely! You can choose useful add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance during purchase.
Yes, a soft copy of your policy document will be sent immediately to your registered email ID.
Yes, there is an option for “New Car” if you have not received your registration number yet.
You can reach out to Reliance’s customer support or use their Self-i App for assistance at any time.