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Reliance Comprehensive Car Insurance
Comprehensive car insurance is a complete protection plan that covers both your vehicle and third-party liabilities. It safeguards your car from accidental damage, theft, fire, natural calamities, vandalism, and more. Along with compensating for third-party property damage or injuries, it also offers protection for you and your passengers.
Reliance Comprehensive Car Insurance provides wide-ranging coverage that includes both third-party liability and own damage protection. With flexible add-ons, easy claim assistance, and nationwide service, this policy ensures complete confidence while driving.
Key Features of Reliance Comprehensive Car Insurance
Here are some of the main features of Reliance Comprehensive Car Insurance:
- 01
Covers Own Damage and Third-Party Liabilities
This policy protects your car from accidental damage and also covers third-party injury, death, or property loss.
- 02
Protection Against Various Risks
It provides coverage for damages caused by accidents, theft, fire, natural disasters, riots, or other unexpected events.
- 03
Personal Accident Cover
Reliance offers a mandatory personal accident cover of up to Rs. 15 lakh for the owner-driver for accident-related injuries or death.
- 04
Useful Add-On Covers
Enhance protection with add-ons like Zero Depreciation Cover, Roadside Assistance, Engine Protector, Consumables Cover, and Return to Invoice.
- 05
Cashless Repairs Across India
Reliance has a wide network of authorized garages where you can avail of cashless repair services with quick claim settlement.
- 06
Hassle-Free Claim Process
You can easily register your claim online or through customer support and track your claim status digitally.
- 07
NCB (No Claim Bonus) Benefits
Transfer your existing NCB to Reliance and enjoy discounts on premiums for claim-free years.
- 08
Transit Damage Protection
Your vehicle is covered against damage during transit via road, rail, or waterways.
- 09
Complete Financial Security
Helps avoid heavy repair costs and ensures financial protection from unexpected incidents.
Motor Insurance Plans By Reliance
What Does Reliance Comprehensive Car Insurance Cover and Not Cover?
What it Covers
Here are the common inclusions under the Reliance comprehensive policy:
Third-party injury, death, and property damage
Accidental damage to your insured car
Theft or total loss of your vehicle
Damages caused by fire, strikes, riots, and vandalism
Natural calamities like floods, earthquakes, cyclones, and storms
Personal accident cover for the owner-driver (up to Rs. 15 lakh)
Damage during transit by road, rail, or water
What Does it not Cover
Here are the general exclusions in Reliance comprehensive insurance:
Driving without a valid license
Accidents due to alcohol or drug consumption
Damages outside the geographical limits of India
Losses due to negligence or normal wear and tear
Mechanical or electrical breakdown without an external cause
Use of a private car for commercial purposes
Damage during racing, speed testing, or illegal activities
Expired policy or delayed renewal without inspection
Why is Reliance Comprehensive Car Insurance Important?
Reliance comprehensive car insurance offers wide coverage and financial protection. Here’s why it is beneficial:Covers your car and third-party liabilities
Saves you from expensive repair bills and medical costs
Protection from theft, fire, and natural disasters
Add-on options for better customization and extra benefits
Cashless repair facility at network garages
Allows you to drive with safety and peace of mind
FAQs
It is a car insurance policy that covers damage to your own car and also protects you against third-party losses like property damage or injury to others.
It covers accidents, theft, fire, natural disasters, riots, and third-party liabilities. It also includes personal accident cover for the owner-driver.
Damage due to drunk driving, driving without a license, normal wear and tear, mechanical breakdowns, and using the car for racing or commercial use are not covered.
Yes, the policy includes a personal accident cover for the owner-driver up to Rs. 15 lakh.
Add-ons are extra benefits you can buy, like Zero Depreciation, Roadside Assistance, Engine Protection, and Consumables Cover for better protection.
Yes, Reliance offers cashless repair service at its network garages across India.
NCB is a reward you get if you do not make any claim during the policy year. It helps you get a discount on your next premium.