Shriram Third Party Car Insurance

As per Indian law, every car owner must have at least a third-party car insurance policy. Shriram’s third-party car insurance protects Read More

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It is the basic and mandatory insurance that all car owners need to follow the law. Along with this, Shriram also provides personal accident cover for the car owner and co-passengers, offering extra protection in case of an accident.

Benefits of Shriram General Third Party Car Insurance

Here are the main benefits of having Shriram third-party car insurance:

  • 01

    Less Paperwork

    Buying or renewing this policy online is very simple and needs very few documents. The whole process is smooth, and claims are also handled quickly.

  • 02

    Fulfills Legal Requirement

    In India, third-party car insurance is compulsory for all vehicle owners. It protects you from legal troubles if your car causes injury, death, or damage to another person’s property.

  • 03

    24/7 Customer Support

    Shriram General Insurance provides help anytime you need it, day or night, for any questions or support related to your policy.

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Inclusions and Exclusions of Shriram Third Party Car Insurance

 

What it Covers

  • Covers damage or loss caused to another person or their vehicle/property in an accident involving your car.

  • Includes Personal Accident Cover for the car owner, up to Rs. 15 lakh in case of death or permanent disability.

  • Covers damage to another person’s vehicle or property caused by your car.

What Does it not Cover

  • Does not cover damage to your own car.

  • No cover for losses caused by natural disasters, theft, fire, war, or similar situations.

  • No cover if the car was being driven without a valid driving licence or under the influence of alcohol or drugs.

  • Does not cover indirect or resulting damage to your car.

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