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Benefits of Shriram General Third Party Car Insurance

Here are the main benefits of having Shriram third-party car insurance:

  • 01

    Less Paperwork

    Buying or renewing this policy online is very simple and needs very few documents. The whole process is smooth, and claims are also handled quickly.

  • 02

    Fulfills Legal Requirement

    In India, third-party car insurance is compulsory for all vehicle owners. It protects you from legal troubles if your car causes injury, death, or damage to another person’s property.

  • 03

    24/7 Customer Support

    Shriram General Insurance provides help anytime you need it, day or night, for any questions or support related to your policy.

Motor Insurance Plans By Shriram

Inclusions and Exclusions of Shriram Third Party Car Insurance

 

What it Covers

  • Covers damage or loss caused to another person or their vehicle/property in an accident involving your car.

  • Includes Personal Accident Cover for the car owner, up to Rs. 15 lakh in case of death or permanent disability.

  • Covers damage to another person’s vehicle or property caused by your car.

What Does it not Cover

  • Does not cover damage to your own car.

  • No cover for losses caused by natural disasters, theft, fire, war, or similar situations.

  • No cover if the car was being driven without a valid driving licence or under the influence of alcohol or drugs.

  • Does not cover indirect or resulting damage to your car.

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