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Shriram Third Party Car Insurance
As per Indian law, every car owner must have at least a third-party car insurance policy. Shriram’s third-party car insurance protects you if your car causes damage to another person or their property in an accident. This insurance helps pay for injury, death, or property damage caused to a third party because of your car.
It is the basic and mandatory insurance that all car owners need to follow the law. Along with this, Shriram also provides personal accident cover for the car owner and co-passengers, offering extra protection in case of an accident.
Benefits of Shriram General Third Party Car Insurance
Here are the main benefits of having Shriram third-party car insurance:
- 01
Less Paperwork
Buying or renewing this policy online is very simple and needs very few documents. The whole process is smooth, and claims are also handled quickly.
- 02
Fulfills Legal Requirement
In India, third-party car insurance is compulsory for all vehicle owners. It protects you from legal troubles if your car causes injury, death, or damage to another person’s property.
- 03
24/7 Customer Support
Shriram General Insurance provides help anytime you need it, day or night, for any questions or support related to your policy.
Motor Insurance Plans By Shriram
Inclusions and Exclusions of Shriram Third Party Car Insurance
What it Covers
Covers damage or loss caused to another person or their vehicle/property in an accident involving your car.
Includes Personal Accident Cover for the car owner, up to Rs. 15 lakh in case of death or permanent disability.
Covers damage to another person’s vehicle or property caused by your car.
What Does it not Cover
Does not cover damage to your own car.
No cover for losses caused by natural disasters, theft, fire, war, or similar situations.
No cover if the car was being driven without a valid driving licence or under the influence of alcohol or drugs.
Does not cover indirect or resulting damage to your car.
FAQs
Yes, as per Indian law, every car owner must have at least a third-party car insurance policy to drive legally on the road.
You can easily buy it online through the Square Insurance website or the Shriram General Insurance website by entering your car details and making a quick payment.
You can choose a policy for 1 year, 3 years, or 5 years, depending on your preference.
In case of an accident, inform Shriram General Insurance immediately, file a claim, and provide all necessary documents to start the claim process.