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Tata AIG Car Insurance
TATA AIG Car Insurance is offered by Tata AIG General Insurance Company, a trusted partnership between the Tata Group and the American International Group (AIG). This company was formed on 22 January 2001. The company is well-known for its reliable insurance services in India.
TATA AIG Car Insurance helps protect your car from accidents, theft, natural disasters, and other damages. It also covers third-party liabilities and offers cashless repairs at numerous network garages nationwide.
Key Features of Tata AIG Car Insurance
Here are the key features of the Tata AIG car insurance company:| Key Features | Description |
|---|---|
| Policy Type | Offers Third-Party, Comprehensive, and Own Damage car insurance plans |
| Cashless Network Garages | Access to over 5,900+ cashless garages across India |
| Claim Settlement | Fast and easy digital claim process |
| Add-on Covers | Zero Depreciation, Roadside Assistance, Engine Secure, Return to Invoice, and more |
| No Claim Bonus (NCB) | Up to 50% discount for claim-free years |
| 24x7 Roadside Assistance | Available anytime in case of an emergency |
| Coverage for Damages | Protects against accidents, theft, fire, natural and man-made disasters |
| Personal Accident Cover | Up to Rs. 15 lakh for owner-driver |
| Customer Support | 24/7 customer assistance available for queries and claims |
Motor Insurance Plans By TATA AIG



Benefits of Tata AIG Car Insurance
Tata AIG car insurance is very beneficial for anyone who owns a car. Here are some of the benefits of buying car insurance from Tata AIG:
- 01
Quick 3-Click Quote
You can get a car insurance quote online in just three easy clicks.
- 02
Big Savings on New Cars
Policyholders will also get an 85% discount when buying insurance for a new car.
- 03
Wide Garage Network
Tata AIG car insurance gives access to over 5,900 cashless garages across India for quick repairs.
- 04
Affordable Renewal
You can easily enjoy up to a 90% discount when renewing your car insurance online.
- 05
Full Protection
This insurance plan also covers damage from accidents, theft, fire, or natural disasters.
- 06
Useful Add-ons
You can add extra covers like zero depreciation, roadside help, or engine protection.
- 07
No Claim Bonus
Policyholder will also get up to 50% discount for every claim-free year.
- 08
24x7 Support
Customer care and roadside help are available all the time for the insured vehicle.
- 09
Easy Online Process
You can buy, renew, or claim your policy online without paperwork.
- 10
Trusted Company
Supported by the Tata Group and AIG, known for reliability and good service.
Inclusions and Exclusions of Tata AIG Car Insurance
Tata AIG Car Insurance covers some motor damage while excluding others. The covered things are called inclusions. The things not covered are called exclusions. It’s good to know both before buying the policy.
What it Covers
These are the vehicle issues that Tata AIG insurance covers:
Theft of the Vehicle
Natural Disaster Damages
Man-Made Calamity and Fire Damages
Accidental Damages
Transit Damage
Third-Party Liability
Personal Accident Cover
What Does it not Cover
These are the vehicle issues that Tata AIG insurance does not cover:
Accident while driving without a valid license
Using the vehicle outside India
Driving under alcohol or drugs influence
Normal wear and tear or depreciation
Costs for general maintenance
Damage due to the driver’s negligence
If using a private vehicle for commercial purposes
Any kind of damage from racing, crash tests, etc.
Damage from war, war-like situations, or nuclear risk
Only 50% reimbursement for consumables worn out

Available Add-ons in Tata AIG Insurance Cover
Tata AIG Car Insurance offers many add-ons for additional protection of of motor vehicle. Here is the list of add-ons: Depreciation Reimbursement (Zero Depreciation) Lets you claim the full cost of replaced parts without depreciation, up to two claims per year.Return to Invoice Cover If your car is stolen or completely damaged, it pays the difference between your car’s current value and its original price, including taxes.NCB Protection This add-on assures No Claim Bonus even if you make one minor claim. The only condition is to have two claim-free years before.Engine Secure Cover Covers repairs for engine, gearbox, or transmission damage. This repair can be against water or oil leaks from an accident.Glass, Fiber, Plastic, and Rubber Repair Pays for accidental repairs to glass, fiber, plastic, and rubber of your motor vehicle.Key Replacement Cover This add-on includes replacement of lost keys, locks, and includes labor charges for personal vehicles.Tire Secure Cover Helps pay for tires and tubes damaged in an accident, but not for normal wear and tear.Additional Towing Charges Covers the cost of towing your car to the nearest authorized garage after an insured event.Consumable Expenses Covers items used during repair, like oils, filters, screws, and AC gas (fuel not included).Misfuelling Cover If you fill the wrong fuel, this add-on pays for cleaning, repairs, and the cost of wrong fuel (up to Rs. 2,000). You can make one claim per year.Daily Allowance Plus It gives daily cash or a courtesy vehicle while your car is being repaired; up to 15 days for total loss.Roadside Assistance Emergency help like towing, battery jump-start, fuel delivery, spare key support, and hotel stay if stranded.Emergency Transport & Hotel Pays for taxi and overnight stay if your car is unusable after an accident.Emergency Medical Expenses This add-on covers medical bills for injuries to the driver or passengers caused by an accident.Electric Surge Secure (EVs) Protects your EV battery and electrical components from short circuits or water damage.Vehicle Loan Protector Clears your remaining vehicle loan if the owner-driver dies or becomes permanently disabled due to an accident.Reinstate Cover Lets you repair one panel if damage was not reported immediately, but claimed with another valid damage.Battery Depreciation Allowance This covers the depreciation deducted on your car’s battery replacement.Additional Third-party Property Damage Pays extra if you damage someone else’s property beyond standard limits.
Documents Required for Buying TATA AIG Car Insurance
To buy your TATA AIG car insurance plan, you should have:Car details Registration number, delivery date (for new car), manufacturer, model, fuel type, engine, and chassis number.Personal details Name, date of birth, address, mobile number, and PIN code.Nominee details Name and relationship (for Personal Accident Cover).ID proof PAN card, Aadhaar card, or passport.Address proof Aadhaar card or voter ID.Vehicle RC Required for registered cars; delivery date for new ones.Passport-size photo For KYC verification.
How to Buy Tata AIG Car Insurance
You can buy Niva Bupa Health Insurance in two ways: through the official website or by contacting an insurance agent.
From the TATA AIG General Insurance Website
Here are the steps to buy Tata AIG car insurance: Step 1: Visit the official TATA AIG website and click on “Brand New Car – Get Quote.”Step 2: Enter your car details like make, model, fuel type, and registration location.Step 3: Provide your mobile number, RTO code, delivery date, and PIN code to get a quote.Step 4: Choose your plan and add the covers or add-ons you prefer.Step 5: Fill in your personal details and complete the CKYC process if required.Step 6: Enter engine, chassis, and nominee details for Personal Accident cover if applicable.Step 7: Make the payment through your preferred mode.Step 8: Get your policy instantly by email or download it directly from the screen.
From the Square Insurance Official Website
By following the given steps, you can easily buy the TATA AIG car insurance from the Square Insurance official website:Step 1: Go to the Square Insurance homepage and click on “Car Insurance.”Step 2: Enter your registered car number or select “Got a New Car” if it’s newly purchased.Step 3: Fill in your car’s details like make, model, variant, fuel type, and registration date.Step 4: Complete the registration form and click Next.Step 5: Look at the available insurance plans and choose one that fits your budget.Step 6: Add any extra coverage in the “Add-on Cover” section if needed.Step 7: Pay online using debit card, credit card, UPI, or net banking.Step 8: Check your email to get your policy documents from TATA AIG.
FAQs
TATA AIG car insurance protects your car against damage, theft, or loss, and also covers third-party liabilities.
You can visit the official TATA AIG website, enter your car details, choose a plan, add covers, and make a payment online. The policy is issued instantly.
TATA AIG offers third-party, comprehensive, and standalone own-damage car insurance plans.
You need your car’s registration number, ID proof, address proof, and sometimes engine and chassis numbers.
Yes, you can easily renew it online by visiting the TATA AIG website, entering your policy number, and making a payment.