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Tata AIG Third Party Car Insurance
Third-party car insurance is a mandatory policy for all car owners. It provides financial protection if your vehicle causes damage to someone else’s property or results in their injury or death.
TATA AIG Third-Party Car Insurance is a mandatory policy that covers financial losses if your car causes injury, death, or property damage to others. It ensures legal compliance under the Motor Vehicles Act and offers affordable premiums, but does not cover damage to your own vehicle.
Key Features of TATA AIG Third-Party Car Insurance
Here are the key features of Tata AIG third-party car insurance:
- 01
Third-Party Liability Cover
It protects you against financial losses if your car causes injury, death, or property damage to another person.
- 02
Affordable Premiums
The policy is cost-effective since it only covers third-party liabilities.
- 03
Legal Compliance
It meets the mandatory requirement under the Motor Vehicles Act for every car owner in India.
- 04
Easy Online Purchase
You can buy the policy online in a few simple steps and receive instant quotes.
- 05
Simple Renewal
The policy is valid for one year and can be renewed each year without hassle.
- 06
Legal Assistance
It covers legal expenses if a third party files a claim or lawsuit against you.
- 07
Nationwide Garage Network
TATA AIG provides access to over 5,900 garages across India for claim support.
Motor Insurance Plans By TATA AIG
What Does TATA AIG Third-Party Car Insurance Cover and Not Cover?
Tata AIG Car Insurance covers some motor damage while excluding others. The covered things are called inclusions. The things not covered are called exclusions. It’s good to know both before buying the policy.
What it Covers
Here is the list of expenses and issues covered under TATA AIG third-party car insurance:
Injury or death of a third party
Damage to third-party property
Legal expenses for third-party claims
Compensation for pedestrian or bystander injuries
Liability arising from accidents on public roads
What Does it not Cover
Here is the list of expenses and issues not covered under TATA AIG third-party car insurance:
Damage to your own vehicle
Injuries to the driver or passengers
Non-accident damages like theft, fire, or natural disasters
Accidents while driving under alcohol or drugs
Personal accident cover for the policyholder (requires separate PA cover)
Wear and tear or mechanical failure of your own car
Why is Tata AIG 3rd Party Car Insurance Important?
Here are the benefits of Tata AIG 3rd party insurance that a policyholder buys:Legally Mandatory
Every car owner in India must have third-party insurance as per the Motor Vehicles Act. Driving without it can lead to fines and penalties.
Financial Protection
It covers the cost of damages or injuries you may cause to another person or their property, protecting you from heavy expenses.
Legal Support
Provides coverage for legal costs if a third party files a claim or lawsuit against you.
Affordable Option
Premiums are lower than comprehensive insurance, making it a cost-effective way to stay protected.
Peace of Mind
Ensures you are covered for liabilities on the road, letting you drive with confidence.
FAQs
TATA AIG third-party car insurance is a mandatory policy that covers damage or injury caused by your car to another person or their property.
Yes, every car owner in India must have TATA AIG 3rd party insurance as per the Motor Vehicles Act.
It covers injury or death of a third party, damage to third-party property, and legal expenses if someone makes a claim.
It does not cover damage to your own car, injuries to you or your passengers, theft, fire, or accidents under alcohol or drug influence.
Yes, you can buy or renew TATA AIG 3rd party insurance easily on the official website.
Yes, add-ons like Personal Accident cover are available with TATA AIG third-party car insurance at an extra cost.