Hassle-Free Buying Process
24*7 Customer Support
Compare Different Plans Easily
Add-Ons for Customization
United India Car Insurance
United India Insurance Company was formerly known as United India Fire and General Insurance Company Limited. It is a government-based company that started working in 1938 and changed its name in 1978. This company operates as per the regulations of the Ministry of Finance. It is a general insurance company working to ensure the financial safety of the insured.
About United India Car Insurance
United India Car Insurance offers affordable and authentic car insurance to customers. It safeguards your vehicle from theft, fire, natural disasters, man-made issues, and third-party liabilities. It also offers beneficial add-ons for extra coverage of your car. With an 84.94% claim settlement ratio, your claims are likely to be resolved easily with the United India car insurance.
Key Characteristics of United India Car Insurance
Some of the important characteristics of United India Car Insurance are as follows:| Founded in | 1938 |
|---|---|
| Car insurance premium | Rs. 2094/- |
| Cashless Garages | 3100 across India |
| Claim Settlement Ratio | 84.94% |
| Customer Care Assistance | 24*7 |
| Personal Accident Cover | Up to Rs. 15 lakhs |
| Emergency Roadside Assistance | Yes (with add-on) |
| Add-on covers | 8 main add-on covers available |
Motor Insurance Plans By United India
Types of United India Car Insurance
There are three types of car insurance plans that United India offers:
- 01
Third-Party Car Insurance
This policy covers the damage expenses relating to any other property or person, including death and injuries caused by the insured car. The Indian government has made the purchase of third-party insurance compulsory. Any violation of this law may lead to penalties.
- 02
Standalone Own Damage Car Insurance
The United India Car Insurance Policy covers damage-related expenses of property up to 7.5 lakh and provides unlimited liability coverage for death and severe injury to third parties.
As defined by the name, United India Standalone OD car insurance covers the damage caused to the insured’s car. This plan is not compulsory, but it is always advisable to have one for financial safety purposes. You can buy this plan if you already have a third-party insurance plan and want more financial security for your vehicle. Just like comprehensive car insurance, it also provides extra coverage with add-ons relating to zero depreciation cover, tyre protection cover, engine protection, lock-key protection cover, breakdown assistance, and much more.
- 03
Comprehensive Car Insurance
A Comprehensive Car Insurance plan has properties of both standalone and third-party car insurance plans. Under this policy, United India offers overall financial protection to the third party, you, and your car. You can also opt for some add-ons, such as RSA (Roadside Assistance), RTI (Right to Invoice), etc, to make this plan more effective and secure. It provides coverage against theft, fire, natural disasters, and other damaging factors.
Why Choose the United India Car Insurance Plan?
United India is one of the oldest general insurance companies in India. There are many reasons to choose United India Company for your car insurance. Some of them are as follows:
- 01
Cashless Repair
United India has 3100 network garages where you can get your car repaired. The insurer pays the repair cost directly to the garage company after servicing. Now, you do not need to arrange the required amount of cash for unseen repair needs.
- 02
Personal Accident Coverage
This is one of the most beneficial add-ons of standalone and comprehensive car insurance plans. It allows the insured to get financial coverage for any injury or disability caused in an accident.
- 03
No Claim Benefit
With United India car insurance, you can get NCB up to 50% of your total premium. NCB is the discount granted to the insured at the time of no claim in the last policy year. It reduces the premium burden on the insured. This means you can avail yourself of the same benefits as car insurance by paying less to the insurance company.
- 04
Trusted Insurer
United India is a public company, owned and controlled by the government of India. Because of its ownership, it has a good standing and trustworthiness among the general public.
- 05
Overall Coverage
With suitable add-ons in a comprehensive insurance plan, you can increase the coverage of your car policy to get overall protection. You can purchase any of the add-ons for better coverage, such as roadside assistance, zero depreciation cover, engine protection cover, and much more.
- 06
24*7 Customer Service
United India has an active group of customer service executives who will not only resolve your queries but also guide you to get a hassle-free experience. Good customer service positively affects the company's image and increases the customer's trustworthiness.
FAQs
United India's standalone OD plan covers the damage caused to the insured’s car.
NCB or No Claim Bonus is the discount offered to the insured if no claim is made in a policy year.
A comprehensive insurance plan provides complete coverage for your car insurance with some suitable add-ons. It also covers third-party liability.
It has 3100 network garages that provide the facility of cashless repair.