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United India Car Insurance Claim
An Insurance Claim is the request made by the insured to the insurer for financial compensation against any damage caused to the car, third party, or oneself. After approval, the insurer pays for repairs, replacements, or medical expenses based on the coverage terms.
The claim settlement ratio of United India Car Insurance Company is 84.94%. It means that the company is quite efficient in settling claims of the policyholders with the help of dedicated customer service.
Motor Insurance Plans By United India
Types of the United India Claim Settlement Process
The two methods available for settlement of claims from the insurer are as follows:
- 01
Cashless Claim Settlement
United India has a network of 3100 garage centers that repair insured cars without asking for cash from the policyholder. The company arranges pick-up for your car, or you can bring it directly to the garage centers. United India pays the repair expense directly to the garage centers without your involvement.
The steps to make a cashless claim settlement for your damaged car are as follows:Contact Insurer: Register for a cashless claim on call, by email, or by visiting the office.Get Claim Number: Receive a reference number after registration.Repair & Inspection: Take the car to the garage for inspection purposes and get it repaired.Submit Documents: Provide the required paperwork to the insurance company.Claim Settlement: The Insurer pays the workshop after deductions.
- 02
Reimbursement Claim Settlement
This claim settlement process works when the policyholder gets the car repaired at a garage other than the network garage of the United India Insurance Company. Once repaired, the insured will pay the repair expense and get their reimbursement from the insurance company by submitting the necessary documents.
The steps to get reimbursement for claim settlement are as follows:Lodge FIR: File an FIR at the nearest police station in case of an accident or theft.Inform Insurer: Notify United India Insurance about the incident.Vehicle Survey: A surveyor inspects the accident site and reports the conclusions.Submit Documents: Provide the required paperwork, including the FIR copy.Repair & Reimbursement: Pay for repairs to the garage. The insurer will reimburse the covered amount.
Required Documents for Filing a Claim in United India Insurance Company
To file a claim for your car insurance in United India, you have to submit the following documents:Signed Cashless Registration Form
Car Registration Certificate and keys
Driving License
Policy Document
Original FIR Copy, if any.
ID Proof Copies (PAN card, driving license, etc.)
FAQs
Yes, your claim can be rejected when:The reason for the damage is drunk drivingFalse submission of documents. Non-accidental damage occurs. Claims were filed after a specific time.
Two types of claim settlement processes are:Cashless Claim SettlementReimbursement Claim Settlement
You can approach the company through its email ID or call a toll-free number to start the process of claiming.
FIR filing is required in case of theft and an accident.