Types of the United India Claim Settlement Process

The two methods available for settlement of claims from the insurer are as follows:

• 01

  Cashless Claim Settlement

  United India has a network of 3100 garage centers that repair insured cars without asking for cash from the policyholder. The company arranges pick-up for your car, or you can bring it directly to the garage centers. United India pays the repair expense directly to the garage centers without your involvement.

  The steps to make a cashless claim settlement for your damaged car are as follows:Contact Insurer: Register for a cashless claim on call, by email, or by visiting the office.Get Claim Number: Receive a reference number after registration.Repair & Inspection: Take the car to the garage for inspection purposes and get it repaired.Submit Documents: Provide the required paperwork to the insurance company.Claim Settlement: The Insurer pays the workshop after deductions.

• 02

  Reimbursement Claim Settlement

  This claim settlement process works when the policyholder gets the car repaired at a garage other than the network garage of the United India Insurance Company. Once repaired, the insured will pay the repair expense and get their reimbursement from the insurance company by submitting the necessary documents.

  The steps to get reimbursement for claim settlement are as follows:Lodge FIR: File an FIR at the nearest police station in case of an accident or theft.Inform Insurer: Notify United India Insurance about the incident.Vehicle Survey: A surveyor inspects the accident site and reports the conclusions.Submit Documents: Provide the required paperwork, including the FIR copy.Repair & Reimbursement: Pay for repairs to the garage. The insurer will reimburse the covered amount.