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Benefits of Zurich Kotak Comprehensive Car Insurance
Zurich Kotak's comprehensive car insurance helps you save money if an accident happens. Because it covers many things, you don’t have to pay all the costs yourself. Here are the main benefits:
- 01
It pays for many expenses, such as damage to your car, theft, injury or death of you or others, and damage to someone else’s property.
- 02
You can get help anytime, 24/7, from trained customer service staff.
- 03
You can repair your car at any cashless garage linked with Kotak, and you do not need to pay first.
- 04
You can buy useful extra covers (add-ons) that help you get better protection when you make a claim.
Motor Insurance Plans By Zurich Kotak
What Is Covered and Not Covered in Kotak Comprehensive Car Insurance?
This insurance protects your car and also covers damage your car causes to other people or their property. Here is a simple list:
What it Covers
Damage from road accidents
Damage from natural events like floods, storms, or earthquakes
Damage caused by fire
Theft of your car
Damage caused by vandalism (someone breaking or harming your car on purpose)
Damage while your car is being transported
Legal expenses if your car causes injury, death, or property damage to someone else
Damage to certain car parts, if you buy extra add-on covers like engine protection
What Does it not Covers
Normal loss of value of your car over time
Mechanical or electrical breakdowns from regular use
Regular wear and tear
Damage caused when driving under the influence of alcohol or drugs
Damage caused when someone without a driving licence drives your car
Extra costs like towing charges (unless covered by an add-on).