Shriram Bike Insurance

Shriram General Insurance Company, a trusted insurer in India, offers Shriram Bike Insurance. The group was started in 1974 Read More

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Premium coverage starts at ₹ 457*

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In the bike insurance market, Shriram helps riders by offering easy online purchasing, quick renewals, and simple claims processing. Shriram Bike Insurance offers protection for motorcycles and scooters against accidents, theft, fire, and natural disasters. It also provides the legally required third-party cover for riders in India. The company focuses on quick claim help and easy customer support. With different add-on covers, riders can choose protection that fits their needs and budget.

Shriram Third Party Comprehensive Standalone Own Damage Zero Depreciation Claim Renewal Policy Download Customer Care

Key Features of Shriram Bike Insurance

Here are some of the main key features of the Shriram bike insurance plan:

Key Features	Explanation
Easy Online Purchase	Buy or renew the policy online by entering basic bike details.
Multiple Coverage Options	Choose between Third-Party and Comprehensive plans.
Own Damage Cover	Covers damage from accidents, fire, theft, or natural disasters.
Legal Compliance	Helps meet legal rules since third-party insurance is mandatory in India.
Add-On Covers	Add optional covers, such as personal accident protection and much more, for extra safety.
Cashless Repairs	Get repairs done at 2500+ network garages without paying approved costs upfront.
Simple Claim Process	Register claims easily with minimal paperwork.
Digital Policy	Receive the policy document online for easy access anytime.
No Claim Bonus (NCB)	Get a discount on renewal if no claim was made earlier.
Affordable Premium	Offers reasonably priced plans for different bike types.

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Benefits of Shriram Bike Insurance

Shriram Bike Insurance offers many useful benefits for bike owners:Covers repair costs if your bike gets damaged due to accidents, fire, theft, or natural disasters.Pays for third-party injury or property damage, which is required by Indian law.Lets you save money through a No Claim Bonus when you renew after a claim-free year.Provides cashless repairs at network garages, so you do not pay upfront for approved claims.Allows you to add extra covers like personal accident protection for more safety.Makes buying and renewing the policy easy through online services.Helps you register claims quickly with simple support from the insurer.

What Shriram Bike Insurance Usually Covers

Shriram bike insurance generally includes:Injury or property damage caused to someone else.Damage to your bike due to accidents or collisions.Loss of the bike because of theft.Damage from fire, explosion, or self-ignition.Damage caused by floods, storms, earthquakes, or cyclones.Damage due to riots, strikes, or other man-made events.Option to choose add-ons for wider protection.

What Shriram Bike Insurance Does Not Cover

These situations are usually not covered:Damage from normal wear and tear or ageing parts.Mechanical or electrical breakdown not linked to an accident.Riding without a valid driving licence.Riding after consuming alcohol or drugs.Damage during racing, stunts, or speed tests.Intentional damage to the bike.Loss caused by unauthorised changes to the bike.Depreciation of parts unless a Zero Depreciation add-on is selected.Disclaimer: Always refer to your policy documents to know the exact coverage.

Available Add-Ons in Shriram Bike Insurance

You can widen your protection by selecting extra covers such as:Zero Depreciation Cover Helps reduce deductions on bike parts during claim settlement.Personal Accident Cover for Owner-Rider Gives financial help in case of accidental injury or death.Personal Accident Cover for Pillion Rider Protects the passenger riding on the bike.Roadside Assistance Cover Offers support during breakdowns, towing, or emergencies.Engine Protection Cover Covers engine damage caused by water entry or oil leakage.

Documents Required for Shriram Bike Insurance

To buy or renew the policy, you generally need:Bike Registration Certificate (RC)Valid driving licenceAadhaar Card or PAN CardBike engine or chassis numberDetails of the previous policy, if available

Easy Steps to Buy Shriram Bike Insurance from the Insurer's Website

Buying Shriram Bike Insurance online is quick and simple when you follow these easy steps.Step 1: Visit the Website or AppGo to the Shriram General Insurance website or download the MySGI App.Step 2: Choose Two-Wheeler InsuranceClick on the “Two-Wheeler” option. Then select whether you want to buy insurance for a new bike or renew an existing one.Step 3: Enter Your DetailsFill in your personal information and bike details in the form.Step 4: Apply Promo Code (If Any)If you have a discount code, enter it before moving ahead.Step 5: Check the PremiumClick on “Calculate Premium” to see the price, coverage details, and insured amount.Step 6: Add More InformationProvide any extra details asked on the next page.Step 7: Make the PaymentEnter your payment details and pay using a debit card, credit card, net banking, Paytm, or other available options.

Easy Steps to Buy Shriram Bike Insurance from Square’s Website

You can also buy the bike insurance from the official website of Shriram Bike Insurance using these simple steps:Step 1: Go to the Square Insurance website and click on Bike Insurance.Step 2: If your bike is new, choose “Got a New Two-Wheeler.”Step 3: If it is not new, enter your bike number and click “View Plans.”Step 4: Select your RTO, bike brand, model, variant, and registration year.Step 5: Look at the plans from different insurance companies and pick one you like.Step 6: Add extra covers if needed and set the IDV close to last year’s value.Step 7: Pay online using a card, UPI, or net banking.Step 8: You will get your policy by email within a minute.