Shriram Own Damage Bike Insurance

Shriram Own Damage Bike Insurance is meant only to protect your bike. It helps pay for repairs or replacement if your bike gets Read More

Buy/Renew Bike Insurance

Premium coverage starts at ₹ 457*

Get Updates on WhatsApp

By clicking on 'View Plans', you agree to our Privacy Policy & Terms of use *Disclaimer

Hassle-Free Buying Process
24*7 Customer Support
Compare Different Plans Easily

This policy does not include third-party cover, so you must have a separate third-party insurance plan to ride legally. It is a good choice for riders who want to control repair costs and keep their bike safe. You can also choose add-ons to increase protection.

Shriram Third Party Comprehensive Standalone Own Damage Zero Depreciation Claim Renewal Policy Download Customer Care

Key Features of Shriram Own Damage Bike Insurance

Here are the key features of Shriram Own Damage bike insurance: Covers Accident Repairs Pays for fixing your bike after crashes, falls, or collisions.Protection from Natural Events Covers damage from floods, storms, earthquakes, fire, or lightning.Theft Safety Gives compensation if your bike is stolen or damaged during theft.Man-Made Damage Cover Protects against riots, vandalism, or malicious acts.No Claim Bonus Get a discount on renewal if no claim was made earlier.Extra Add-Ons Add covers like Zero Depreciation, Engine Protection, or Roadside Assistance for more safety.Cashless Garage Repairs Get approved repairs at network garages without paying upfront.Fast Online Service Buy or renew the policy easily online.Easy Claims Register and settle claims with a simple process.

What Shriram Own Damage Bike Insurance Covers?

Shriram Own Damage Bike Insurance helps protect your bike in these situations:Damage to your bike after an accident or crashLoss or damage due to fire or explosionTheft or total loss of the bikeDamage caused by floods, storms, or earthquakesLosses from riots, vandalism, or other man-made eventsCashless repairs at approved network garages for valid claims

What Shriram Own Damage Bike Insurance Does Not Cover

This policy usually does not cover:Injury or damage caused to someone elseRiding after alcohol or drug useRiding without a valid driving licenceNormal wear and tear of bike partsMechanical or electrical problems not linked to accidentsDamage that happens outside IndiaLosses due to war, nuclear risks, or major civil unrestDisclaimer: Always refer to your policy documents to know the exact coverage.

Benefits of Shriram Own Damage Bike Insurance

Here are some of the benefits of Shriram Own Damage bike insurance:This policy helps pay for repairs when your bike is damaged in an accident.It protects your bike if it is harmed due to fire or explosion.It covers losses caused by natural events like floods, storms, or earthquakes.It supports you financially if your bike gets stolen.It reduces the amount of money you need to spend from your own pocket in case of sudden damage.It allows you to add optional covers for wider protection by paying an extra premium.