Inclusions of Shriram Zero Depreciation Bike Insurance

• Shriram Zero Depreciation Bike Insurance covers the following: Full repair or replacement cost without depreciation cutsPlastic, rubber, and fibre parts are covered at full valueDamage caused by accidentsLoss or damage due to fire, theft, or natural disastersCashless repairs at Shriram network garagesLower personal expenses during claim settlement

Exclusions of Shriram Zero Depreciation Bike Insurance

• This add-on does not cover the following situations:Total loss or theft claims (paid as per the bike’s IDV)Damage caused while riding under the influence of alcohol or drugsRiding without a valid driving licenceRegular wear and tear of partsMechanical or electrical failuresTyres, tubes, nuts, bolts, and consumable items unless mentionedMandatory deductibles payable by the policyholderDisclaimer: Always refer to your policy documents to know the exact coverage.

Benefits of Shriram Zero Depreciation Bike Insurance

• Here are some of the key benefits of Shriram zero depreciation bike insurance:It allows you to receive a higher claim settlement amount.It reduces your out-of-pocket repair expenses.It removes depreciation deductions on covered parts.It is suitable for newly purchased two-wheelers.It is helpful for high-value bikes.It provides better financial protection after an accident claim.

Steps to Buy Shriram Zero Depreciation Bike Insurance

• Here are the simple steps to buy Shriram Zero Depreciation bike insurance: Step 1: Visit the Shriram General Insurance website and open the Two-Wheeler Insurance section.Step 2: Enter your bike number and mobile number to get your vehicle details.Step 3: Choose a Comprehensive or Standalone plan because zero depreciation is not available with only third-party cover.Step 4: Select the Zero Depreciation add-on in the add-ons or options section.Step 5: Check the final premium and make the payment online using UPI, net banking, or cards.Step 6: After payment, download the policy from your email instantly.