Types of Shriram Bike Insurance Claims

• Shriram offers two ways to settle bike insurance claims.Cashless Claim When you take your bike to a Shriram partner garage, you do not need to pay the full repair bill at the time of cashless claim. The insurer sends the approved amount straight to the garage based on policy rules.Reimbursement Claim When repairs happen at a garage outside the Shriram network, you must clear the bill first in a reimbursement claim. After you share all required documents, the company deposits the approved amount into your bank account.

Documents Required for Shriram Bike Insurance Claim

• To raise a claim, you may need these documents:Filled out and signed the Shriram bike insurance claim formCopy of your Shriram bike insurance policyBike Registration Certificate (RC)Copy of the rider’s driving licenceFIR copy for theft, major accidents, or third-party casesNo Trace Certificate and RTO notice in theft casesRepair estimate, final bill, and payment receiptsPhotos of the damaged bike, if askedPersonal ID proof if required

Steps to File a Shriram Bike Insurance Claim

• Here are the simple steps to file a Shriram bike insurance claim:Step 1: File your claim online on the Shriram General Insurance website, through the MYSGI App, or by calling the helpline numbers.Step 2: Wait for a call from the customer service team, who will guide you through the claim process.Step 3: Share your engine number and chassis number for vehicle verification.Step 4: Submit a police complaint or FIR if required.Step 5: Give clear details about the accident and where it happened.Step 6: Provide the address for the bike inspection.Step 7: Mention your bike’s kilometre reading.Step 8: Share the exact date and time of the accident.Step 9: Upload or submit all requested documents.Step 10: After verification is complete, Shriram will start the claim payment and release the approved amount to the right person.