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Key Features of Shriram Comprehensive Bike Insurance
Here are the main features of Shriram Comprehensive Bike Insurance:
- 01
Full Protection
Includes both third-party liability and damage to your own bike.
- 02
Accident Repair Cover
Pays for repairs if your bike is damaged in a crash.
- 03
Theft and Fire Safety
Covers loss or damage due to theft, fire, or explosion.
- 04
Natural Disaster Cover
Protects against floods, earthquakes, storms, cyclones, and landslides.
- 05
Man-Made Event Cover
Covers damage from riots, vandalism, or malicious acts.
- 06
Extra Add-Ons
Let's you choose add-ons like Engine Protection, Roadside Assistance, and Zero Depreciation.
- 07
Personal Accident Protection
Gives financial help to the owner-rider in case of injury or death.
- 08
Cashless Repairs
Get approved repairs done at network garages without paying upfront.
- 09
Simple Claims
Offers an easy and guided claim process.
Bike Insurance Plans By Shriram
What Shriram Comprehensive Bike Insurance Covers and Does Not Cover?
What it Covers
Here are some of the common inclusions of Shriram Comprehensive Bike Insurance cover:
Third-party injury, death, or property damage
Repair costs for your bike
Theft or total loss of the bike
Damage from fire or self-ignition
Loss caused by natural disasters
Damage due to riots or other man-made events
Personal accident cover for the owner-rider
Cashless repairs at authorised garages after approval
Option to add extra covers for wider protection
What Does it not Cover
Here are some of the common exclusions of Shriram Comprehensive Bike Insurance cover:
Riding without a valid driving licence
Riding after alcohol or drug use
Damage caused by careless behaviour, such as leaving the bike unlocked
Regular wear and tear of parts
Mechanical or electrical failure not linked to an accident
Damage during racing, stunts, or illegal activities
Using a private bike for business purposes
Claims made after the policy has expired
Why Shriram Comprehensive Bike Insurance Is Important
Shriram Comprehensive Bike Insurance is useful for riders for many reasons:Covers You and Others
Pays for damage to your bike and also handles third-party injury or loss.
Helps Control Big Costs
Protects you from high repair bills and legal expenses after accidents.
Protects Against Theft and Disasters
Covers loss due to theft, fire, floods, earthquakes, and storms.
Extra Safety with Add-Ons
Let's you choose add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance.
Cashless Repairs at Garages
Approved repairs can be done without paying money upfront.
Stress-Free Riding
Wide cover and a simple claim process let you ride with confidence.