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Digit Car Insurance

Digit Insurance Company, also known as Go Digit Insurance, offers life and non-life insurance products. It was established by Mr. Kamesh Goyal in 2016 as one of the first digital insurance providers in India. Go Digit has an online setup for all insurance processes, from easy purchases to faster claim settlements.

About Go Digit Car Insurance

Go Digit offers quick, easy, and stress-free insurance services to customers. With 11+ add-ons, Digit Insurance provides many customized plans for better car coverage. This company has gained popularity because of its 6,000+ cashless garages and high claim settlement ratio.

Key Features of Digit Car Insurance

Founded in2016
Car insurance premium Rs. 2094/-
Cashless Garages6000+ across India
Claim Settlement Ratio90.72%
Customer Care Assistance24*7
Personal Accident Cover Up to Rs. 15 lakhs*
Emergency Roadside AssistanceYes (with add-on)
Add-on covers11 Add-on covers available
No Claim BonusUp to 50%

Motor Insurance Plans by GO Digit

Types of Car Insurance Plans Offered by Digit

Go Digit Car Insurance offers three types of policies, which are as follows:

  • Third-Party Car Insurance

    As defined by the name, this policy covers the damage caused to any other property or person, including death and injuries by the insured car. Third-party insurance is mandatory in India as per government law. The Digit Car Insurance Policy provides coverage for property damage up to 7.5 lakh and unlimited liability coverage for personal damage to third parties.

  • Stand-Alone Own Damage Car Insurance

    A stand-alone OD car insurance policy provides coverage for the insured car. This is an optional insurance policy that provides financial help against theft, fire, natural calamities, and accidents.

    Digit Insurance has many add-ons that you can buy with your standalone OD plans, such as zero depreciation cover, tyre protection cover, engine protection, lock-key protection cover, breakdown assistance, and much more.

  • Comprehensive Car Insurance

    Comprehensive Car Insurance has coverage of both third-party and standalone OD car insurance. You get coverage for your car and third-party damages as well. It is said to be one of the most effective insurance plans that offers full coverage to the insured and third parties with the benefit of add-ons.

Benefits of Digit Vehicle Insurance

Digit Car Insurance offers many benefits to car users that will give you a strong reason to buy Digit Car Plans. Some of them are as follows:

  • 01

    Customization of IDV

    The amount of the premium is directly related to IDV (Insured Declared Value). Digit Car Insurance gives you a chance to customize your IDV by setting the rate of the premium as per your affordability and preference.

  • 02

    Easy Claim Settlement

    The claim settlement ratio of Digit car insurance is 90.72%, reflecting the efficiency in the settlement of claims. You can easily claim for the damage to your car or a third party with the help of their official website.

  • 03

    Paperless experience

    No paperwork is required in Digit Insurance Company. You can get all your work settled through your smartphone.

  • 04

    Self-Inspection by Smartphone

    With Digit Car Insurance, you can inspect your vehicle at the time of raising a claim without waiting for an inspection agent. All you need to record videos and click photos of the damages as per the instructions provided on the website.

  • 05

    Quick renewal

    The renewal process of car insurance in Digit is easy to follow. In case you face any issue with the procedure, you can connect with Digit’s 24*7 customer support service.

  • 06

    Personal Accident Cover

    If you get injured during an accident, PA cover provides compensation for your losses.

FAQs

There are three types of plans offered by Go Digit car insurance:Comprehensive PlanStandalone Own Damage PlanThird-Party Damage Plan

You will get multiple benefits, including customization of IDV, easy claim Settlement, a paperless experience, and much more.

If you are a car owner, then you must have third-party standalone insurance, or else you may get fined.

PA accident coverage provides financial help in case of injury to the insured car’s owner.

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