How to Renew a Go Digit Car Insurance Policy

• Step 1Visit the official website of Go DigitStep 2Fill in the required information such as registration date, make, model, variant, and city you drive.Step 3Click on “get quote” and select a plan.Step 4Also, consider the type of plan you want (comprehensive or third-party).Step 5Give details of your previous car policy. Step 6Select add-on if needed.Step 7Make a payment and get details of your renewed policy in your mail.

Factors that Affect Digit Car Insurance Renewal Premium

• There are some factors you should consider before renewing your car policy. Here are some of them:Impact of Inflation Due to inflation in the market and insurance industry, the cost of car insurance can also be increased. Claims made in the Past If you have made heavy claims in the past, the company may charge a high premium from you for the same. Grace Period If you have not renewed your car policy on time, then Go Digit offers a 20-30 day grace period to you. You may need to pay a higher premium after the end of the grace period. Age of car If your car is old, then you become liable to pay a high renewal premium as the risk for damage is high.

What Happens If You Don’t Renew Your Car Insurance

• If you do not renew your car policy before the expiration of your existing policy, then you may face the following consequences:Financial Uncertainty Once your car insurance plan expires, you can not get coverage from Go Digit for the damage to your vehicle. High repair costs, theft, or fire can cause huge financial losses to you. So it is always better to get your car insured with Go Digit within the grace period. Penalty and Fines Third-party insurance is compulsory under the law. If you are unable to renew your policy, then you may get charged with fines and penalties.No NCB At the time of renewal, you get an NCB of up to 50% if you have not claimed the fund in past years. In case of no renewal, you lose the chance to avail it.