Go Digit Car Insurance Renewal
Renewal of an existing insurance policy is an important step towards protection against financial loss. If your policy is expiring, get it renewed to experience insurance benefits for more time. Go Digit provides a grace period of 20-30 days in which you can apply for renewal of the policy.
How to Renew a Go Digit Car Insurance Policy
To renew your existing car policy, you should follow the given steps:
1Step 1
Visit the official website of Go Digit
2Step 2
Fill in the required information such as registration date, make, model, variant, and city you drive.
3Step 3
Click on “get quote” and select a plan.
4Step 4
Also, consider the type of plan you want (comprehensive or third-party).
5Step 5
Give details of your previous car policy.
6Step 6
Select add-on if needed.
7Step 7
Make a payment and get details of your renewed policy in your mail.
Factors that Affect Digit Car Insurance Renewal Premium
There are some factors you should consider before renewing your car policy. Here are some of them:
1Impact of Inflation
Due to inflation in the market and insurance industry, the cost of car insurance can also be increased.
2Claims made in the Past
If you have made heavy claims in the past, the company may charge a high premium from you for the same.
3Grace Period
If you have not renewed your car policy on time, then Go Digit offers a 20-30 day grace period to you. You may need to pay a higher premium after the end of the grace period.
4Age of car
If your car is old, then you become liable to pay a high renewal premium as the risk for damage is high.
What Happens If You Don’t Renew Your Car Insurance
If you do not renew your car policy before the expiration of your existing policy, then you may face the following consequences:
1Financial Uncertainty
Once your car insurance plan expires, you can not get coverage from Go Digit for the damage to your vehicle. High repair costs, theft, or fire can cause huge financial losses to you. So it is always better to get your car insured with Go Digit within the grace period.
2Penalty and Fines
Third-party insurance is compulsory under the law. If you are unable to renew your policy, then you may get charged with fines and penalties.
3No NCB
At the time of renewal, you get an NCB of up to 50% if you have not claimed the fund in past years. In case of no renewal, you lose the chance to avail it.
FAQs
You become eligible to get many benefits, including:
- Reliable company and services
- 24*7 customer services
- IDV customization
- Faster claim settlement
No, the premium amount may get changed due to multiple factors, such as:
- Add-on available
- No Claim Bonus
- Type of policy
- Inflation
There are three main consequences of not renewing the existing policy:
- You are at financial risk
- No NCB is applicable
- Liable for penalty
The grace period by Go Digit is 20 to 30 days for car insurance renewal.
Compare & Save Upto 90%. Get Car Insurance Starting at ₹2094/Year*
By clicking on You, Agreed to our Privacy Policy & Terms of use & *Disclaimer
Avarage Ratting
Insurance NewsCar Insurance Articles
Tips to Consider When You Buy Car Insurance in 2025
Ever thought of car insurance as more than just a financial safety net?
Read More
What is Voluntary Deductible in Car Insurance?
When buying car insurance, you may come across the term “voluntary deductible.”
Read More
What are Electrical and Non-Electrical Accessory Covers in Car Insurance
The overall performance and appearance of a car greatly depend on its accessories, which enhance
Read More
List of Top-Rated Auto Insurance Providers in India
In India, there are more than 2.2 million auto drivers who cover nearly 25–30% of short-distance
Read More
How to Buy Auto Insurance Online
India has almost 75% of the world's auto-rickshaws. Among all transportation means, the auto-rickshaw
Read More