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GO Digit Third-Party Car Insurance
As per Indian Law, third-party insurance is compulsory for any car user. It provides financial protection against damage or injury caused to another party at the time of a road accident. It will help you to pay for any repair costs or medical expenses for a third party.
Key Features of Go Digit Third-Party Car Insurance
Go Digit third-party car insurance has some features. Let’s have a look at some of them:
- 01
Easy purchase
You can purchase a Digit third-party car insurance policy through a smartphone in just a few minutes. It does not include any vehicle inspection, which makes the process easy and hassle-free.
- 02
Easy claim settlements
Go Digit has a dedicated customer support service and easier resolution of issues that make the claim settlement process faster.
- 03
Legal and financial protection
It safeguards you against any legal penalty, as third-party insurance is compulsory under the law. In case of any expense relating to third-party damage, it compensates the financial loss of the insured.
Motor Insurance Plans By Go Digit
What is Covered and Not Covered in Digit Third-Party Car Insurance
Before purchasing third-party insurance, it is important to be aware of its inclusions and exclusions.
What it Covers
Personal Damage to Third Party
In case any person gets injured by your car, then the policy covers all the expenses related to the injury of the third person.
Property Damage Compensation
Third-party insurance helps you to pay off expenses related to third-party property damage up to the limit of 7.5 Lakh.
Personal Accident Cover
Third-party insurance in Go Digit also provides coverage up to 15 Lakh to the owner of the insured car. But this is an optional add-on that you should purchase for your safety in case of any accidents.
What Does it not Cover
Own Damage of Car
Any kind of damage to your car is not covered by third-party insurance.
Theft of Car
If your car gets stolen, no compensation is provided.
Drunk Driving
Damage caused after the consumption of alcohol or drugs is also not covered under third-party insurance.
Driving in the Learning Stage
If you are learning to drive a car, you are not eligible for compensation under this type of insurance.
FAQs
No, third-party insurance does not provide compensation for any loss to one's car.
You will be eligible to get coverage up to the limit of 7.5 lakh in case your car destroys the third party’s property.
Yes, Digit Car Insurance provides an add-on for personal accident damage to car owners.
Any of the following reasons for car damage will not be covered by third-party insurance:Own Damage of CarTheft of CarDrunk DrivingDriving in the Learning Stage