GO Digit Comprehensive Car Insurance
If you want to get full coverage for any unseen damage to you, your car, or any third-party property and person, Go Digit Comprehensive Car Insurance is the right choice for you! Digit Car Insurance Plans provides coverage for most of the expenses relating to car damage with its add-on.
Key Features of Go Digit Comprehensive Car Insurance
Some of the considered features of the Digit Comprehensive Car Insurance Plan are as follows:
1Protection from Natural Calamities
The Digit Comprehensive Car Insurance Plan protects you from any financial liability arising due to flood, earthquake, and storm.
2Access to Cashless Garage
Get your car repaired at any of the 6,000+ cashless garage centers all around the country. You can reach out to these garages without arranging cash to get your car repaired.
3Available Add-ons
Digit Comprehensive Car Insurance offers a total of 11+ add-ons. You can get extra protection with these add-ons by paying an additional premium.
424*7 Customer Service
The active customer service of Digit provides support to its clients throughout the year, even on national holidays. The solution to all your queries is just a call away!
5Complete Coverage
In a comprehensive car plan, you will get coverage for third-party damage along with your own car damage.
6Self-Inspection
You can inspect your car at the time of claim settlement by shooting a video or photos of damage. It makes the process easy and simple for the customers to raise claim requests.
What is Covered and Not Covered in Digit Comprehensive Car Insurance
Here are some inclusions and exclusions of comprehensive car insurance:
1What is Covered (Inclusions)
- Damage Caused by Natural Disaster: Any damage caused by natural Calamities such as earthquakes, storms, cyclones, and floods is covered.
- Loss due to Man-made disaster: Car damage that takes place due to riot, strike, theft, fire, or accident is also compensated.
- Third-party Damage: Go Digit comprehensive insurance helps to avoid any legal penalty as third-party insurance is mandatory by law. In the case of third-party liability, coverage for property and person is ensured.
2What is Not Covered (Exclusions)
- Depreciation: The Digit Comprehensive Car Insurance Plan does not cover normal wear and tear and depreciation expenses unless you have a zero-depreciation add-on.
- Driving without a License: Damage that takes place due to driving without a license is also not considered.
- Drunk Driving: If any drunk person has damaged their own vehicle, third-party vehicle, or person, then no loss is covered.
- Other exclusions: Accidental damage to cars used for commercial purposes is not covered. Towing charges and damage to consumables are also not covered.
Disclaimer: Please refer to your policy documents to know the exact coverage.
FAQs
Some of the additional benefits are:
- Roadside Assistance Cover
- Zero Depreciation Cover
- Engine Assistance Cover
- Consumables Cover
- NCB Cover
Yes, you can customize your IDV (Insured Declared Value) by determining the amount of the premium.
It covers third-party liability and damage due to man-made and natural disasters all together relating to cars.
The minimum premium amount to get your car insured is Rs. 2094.
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Avarage Ratting
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