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Key Features of Go Digit Comprehensive Car Insurance
Some of the considered features of the Digit Comprehensive Car Insurance Plan are as follows:
- 01
Protection from Natural Calamities
The Digit Comprehensive Car Insurance Plan protects you from any financial liability arising due to flood, earthquake, and storm.
- 02
Access to Cashless Garage
Get your car repaired at any of the 6,000+ cashless garage centers all around the country. You can reach out to these garages without arranging cash to get your car repaired.
- 03
Available Add-ons
Digit Comprehensive Car Insurance offers a total of 11+ add-ons. You can get extra protection with these add-ons by paying an additional premium.
- 04
24*7 Customer Service
The active customer service of Digit provides support to its clients throughout the year, even on national holidays. The solution to all your queries is just a call away!
- 05
Complete Coverage
In a comprehensive car plan, you will get coverage for third-party damage along with your own car damage.
- 06
Self-Inspection
You can inspect your car at the time of claim settlement by shooting a video or taking photos of the damage. It makes the process easy and simple for the customers to raise claim requests.
Motor Insurance Plans By Go Digit
What is Covered and Not Covered in Digit Comprehensive Car Insurance
Here are some inclusions and exclusions of comprehensive car insurance:
What it Covers
Damage Caused by Natural Disaster
Any damage caused by natural Calamities such as earthquakes, storms, cyclones, and floods is covered.
Loss due to Man-made disaster
Car damage that takes place due to riot, strike, theft, fire, or accident is also compensated.
Third-party Damage
Go Digit comprehensive insurance helps to avoid any legal penalty as third-party insurance is mandatory by law. In the case of third-party liability, coverage for property and person is ensured.
What Does it not Cover
Depreciation
The Digit Comprehensive Car Insurance Plan does not cover normal wear and tear and depreciation expenses unless you have a zero-depreciation add-on.
Driving without a License
Damage that takes place due to driving without a license is also not considered.
Drunk Driving
If any drunk person has damaged their own vehicle, third-party vehicle, or person, then no loss is covered.
Other exclusions
Accidental damage to cars used for commercial purposes is not covered. Towing charges and damage to consumables are also not covered.